WNS (Holdings) Limited (NYSE: WNS), is a leading Business Process Management (BPM) company. We combine our deep industry knowledge with technology and analytics expertise to co-create innovative, digital-led transformational solutions with clients across 10 industries. We enable businesses in Travel, Insurance, Banking and Financial Services, Manufacturing, Retail and Consumer Packaged Goods, Shipping and Logistics, Healthcare, and Utilities to re-imagine their digital future and transform their outcomes with operational excellence.We deliver an entire spectrum of BPM services in finance and accounting, procurement, customer interaction services and human resources leveraging collaborative models that are tailored to address the unique business challenges of each client. We co-create and execute the future vision of 400+ clients with the help of our 44,000+ employees.

Credit appraisal of existing as well as new credit requests for clients by evaluating their creditworthiness on multiple parameters, including the assignment of internal customer risk rating and covering detailed analysis of business profile, industry, management and financials. To analyze the balance sheet, income and cash flow statements of our clients, including the operating trends, capital structure, liquidity, covenants, debt service capacity and overall credit risk for conclusion and recommendation. Conduct on-going Portfolio Monitoring to facilitate decision making through Financial Modeling, Coverage Reports, Covenant Analysis, Forecast and Report writing. Working on assigning the Risk rating of PD and LGD to the Borrower, and detailed risk rating rationale write-up Providing mentorship and training to newer members of the team; providing cross functional knowledge and training to support teams Key Accountabilities: Mix of IC role and Team management Planning & managing workflow (for ongoing and ad-hoc assignments), turn-around time, SLAs, and productivity Monitoring of SOPs against output quality to ensure that they are updated at all times Undertaking quality control of completed work by reviewing outputs against pre-defined criteria Working with the team and providing continuous insights on the process/techniques Impart training (presentations, theoretical and practical tests) and handle queries of team Undertaking ad-hoc research task, following a clearly set out brief Exceptional attention to detail and output oriented, analysis skills, Problem solving skills, Team management Minimum work experience of 8+ years in a Credit Research & Commercial Credit

Post Grad/ MBA