Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose – to uplift everyone, everywhere by being the best way to pay and be paid.

Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa.

Visa’s Technology Organization is a community of problem solvers and innovators reshaping the future of commerce.   We operate the world’s most sophisticated processing networks capable of handling more than 65k secure transactions a second across 80M merchants, 15k Financial Institutions, and billions of everyday people.   While working with us you’ll get to work on complex distributed systems and solve massive scale problems centered on new payment flows, business and data solutions, cyber security, and B2C platforms.     

The Opportunity: 

We are looking for talented, Versatile, proactive, energetic, and passionate Software engineers who embrace challenges and are proven problem solvers.  As a Visa Software Engineer in Alternate Payments team, you will be a part of multiple teams tasked with projects ranging from building full stack development of REST Service APIs, Back-end Batching applications, and Web Front-End User Interfaces that are highly functional, secure, scalable, and robust. You will be an integral part of a multi-functional development team inventing, designing, building, and testing software products that reach a truly global customer base. While building components of powerful payment technology, you will get to see your efforts shaping the digital future of monetary transactions. 

The Work itself: 

• Supports relationship with product owners to gather and refine requirements for one product task, adding and taking into account existing tools and solutions within a product.
• Design code and systems that touch 40% of the world population while influencing Visa’s internal standards for scalability, security, and reusability.
• Begins to develop and design architect solutions, considering integrations with other solutions. 
• Collaborate multi-functionally to create design artifacts and develop best-in-class software solutions for multiple Visa technical offerings. 
• Actively contribute to product quality improvements, valuable service technology, and new business flows in diverse agile squads.
• Develop robust and scalable products intended for a myriad of customers including end-user merchants, b2b, and business to government solutions. 
• Leverage innovative technologies to build the next generation of Payment Services, Transaction Platforms, Real-Time Payments, and Buy Now Pay Later Technology.
• Opportunities to make a difference on a global or local scale through mentorship and continued learning opportunities.

Essential Functions:

• Partner closely with multi-functional teams to produce an application that flows seamlessly and works intuitively with our merchants.
• Come up with creative solutions to solve problems.
• Be comfortable in leading communication with non-technical teams.
• Develops and designs advanced architect solutions that are robust and scalable, considering integrations with other solutions across the internal technical ecosystem.
• Share knowledge with others and mentor junior team members to guide them in improving code quality
• Develops enhancements and modifications to existing software and develops extensible code that complies with design specifications and meets security best practices.
• Implements automation to improve effectiveness and efficiencies of systems and tools and supports development and implementation of new automation.
• Engages with product engineering teams and product owners during code/design reviews, regular meetings, on-call rotations, and incident responses throughout product development and operations cycles.
• Leverages advanced knowledge of systems/platforms and telemetry analyses to propose isolated improvements in code, processes, and designs to more effectively deliver on customer/business objectives.
• Provides domain expertise on the development of technical documentation of solutions and contributes to standard processes in technical documentation as needed.
• Plays a key role in the development and delivery of new features across products from end-to-end.

The Skills You Bring:

• Energy and Experience: A growth mindset that is curious and passionate about technologies and enjoys challenging projects on a global scale
• Challenge the Status Quo: Comfort in pushing the boundaries, ‘hacking’ beyond traditional solutions
• Language Expertise: Expertise in one or more general development languages (e.g., Java, C#, C++)
• Builder: Experience building and deploying modern services and web applications with quality and scalability
• Learner: Constant drive to learn new technologies such as Angular, React, Kubernetes, Docker, etc.
• Partnership: Experience collaborating with Product, Test, Dev-ops, and Agile/Scrum teams

**We do not expect that any single candidate would fulfill all of these characteristics. For instance, we have exciting team members who are really focused on building scalable systems but didn’t work with payments technology or web applications before joining Visa.

This is a hybrid position. Hybrid employees can alternate time between both remote and office. Employees in hybrid roles are expected to work from the office 2-3 set days a week (determined by leadership/site), with a general guidepost of being in the office 50% or more

Basic Qualifications
• 8+ years of relevant work experience with a Bachelor’s Degree or at least 5 years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 2 years of work experience with a PhD, OR 11+ years of relevant work experience.

Preferred Qualifications
• 9 or more years of relevant work experience with a Bachelor Degree or 7 or more relevant years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 3 or more years of experience with a PhD
• Knowledge of and ability to develop Full-stack Web Applications using Java, Spring framework, React, JavaScript code in for product development. This includes the extension of capabilities of packages and products.
• The ability to develop and utilize Application Program Interfaces (APIs), RESTful API design, protocols, and tools for building software applications that specify how software components should interact and are used when programming graphical user interface (GUI) components. An API may be for a web-based system, operating system, database system, computer hardware, or software library.
• Knowledge of and the ability to use database software (e.g., applications, web-based applications, information systems) to maintain, modify, and output data.
• Knowledge of systems integration process in which separately produced components or subsystems are combined and problems in their interactions are addressed.
• Knowledge of data structures, which consist of data organization, management, and storage formats that enable efficient access and modifications. This includes a collection of data values, the relationships among them, and the functions or operations that can be applied to the data.
• Experience to use Gen AI models and software for code development.
• Knowledge of CICD - Jenkins Pipeline, Git, JIRA.
• Knowledge of Security – Authentication and Authorization.
• Requirements gathering and refinement.
• Software design, development and systems integration.
• Design documentation.

Work Hours: Varies upon the needs of the department.

Travel Requirements: This position requires travel 5-10% of the time.

Mental/Physical Requirements: This position will be performed in an office setting.  The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

Visa is an EEO Employer.  Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status.  Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code.

U.S. APPLICANTS ONLY: The estimated salary range for a new hire into this position is 143,200.00 to 207,800.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.