Visa is a world leader in digital payments, facilitating more than 215 billion payments transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable and secure payments network, enabling individuals, businesses and economies to thrive.

When you join Visa, you join a culture of purpose and belonging – where your growth is priority, your identity is embraced, and the work you do matters. We believe that economies that include everyone everywhere, uplift everyone everywhere. Your work will have a direct impact on billions of people around the world – helping unlock financial access to enable the future of money movement.

Join Visa: A Network Working for Everyone.

Payments are a very exciting and fast-developing area with a lot of new and innovative ideas coming to market. With strong demand for new solutions in this space, it promises to be an exciting area of innovation for the next 5 to 10 years. VISA is a strong leader in the payment industry, and is rapidly transitioning into a technology company with significant investments in this area.

If you want to be in the exciting payment space, learn fast and make big impacts, VISA Risk and Identity Solutions team is an ideal place for you!

The RaIS development group is responsible for building critical risk and fraud prevention applications and services at VISA. This includes idea generation, architecture, design, development, and testing of products, applications, and services that provide Visa clients with solutions to detect, prevent, and mitigate fraud for Visa and Visa client payment systems.

This position is ideal for an experienced software engineer who is passionate about solving challenging business problems and building applications that provide an excellent user experience. You will be one of the member of the Risk and Identity development team focusing on design and build of software solutions that leverage data to solve business problems. Sometimes you will be designing brand-new software solutions, and at other times you may be refactoring existing functionality for performance and maintainability, but always working on ways to make us more efficient and provide better solutions to our customers. The role is for a self-motivated individual with software engineering skills and knowledge of Database, J2EE and Web technologies. The candidate will be extensively involved in leading hands-on software engineering activities including POCs, design, documentation, development and test of new functionality.  Candidate must be flexible and willing to switch tasks based on team’s needs. You will also help and guide junior team members.

Essential Functions

• Work on emerging technologies, building distributed applications
• Collaborate with project team members (Product Managers, Architects, Analysts, Software Engineers, Project Managers, etc.) to ensure development and implementation of new data driven solutions.
• Drive development effort End-to-End for on-time delivery of high quality solutions that conform to requirements, conform to the architectural vision, and comply with all applicable standards. 
• Collaborate with senior technical staff and PM to identify, document, plan contingency, track and manage risks and issues until all are resolved
• Present technical solutions, capabilities, considerations, and features in business terms. Effectively communicate status, issues, and risks in a precise and timely manner.
• Partner with Product on implementation strategy.
• Work on full stack applications involving React as front end and Java as backend.

This is a hybrid position. Hybrid employees can alternate time between both remote and office. Employees in hybrid roles are expected to work from the office 2-3 set days a week (determined by leadership/site), with a general guidepost of being in the office 50% or more of the time based on business needs.

Basic Qualifications:

* 8 or more years of relevant work experience with a Bachelor’s Degree or at least 5 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 2 years of work experience with a PhD

Preferred Qualifications:

* 9 or more years of work experience with a Bachelor’s Degree or 7 or more years of relevant experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or up to 3 years of relevant experience with a PhD

* Proficiency in Java is a must.
* Proficiency in React JS is a must.
* Proficient in implementing design patterns and hands on knowledge of Spring, hibernate and RDBMS technologies like SQL Server, Oracle or similar and No SQL technology like MongoDB is preferred.
* Proven skills in technologies like Redis Cache, Tomcat, jQuery + kendo, NodeJS is preferred.
* Experience with web service standards and related patterns (REST, JSON)
* Experience with Agile development incorporating TDD, Continuous Integration and Continuous Delivery, utilizing technologies such as GIT, Maven, Jenkins, Chef, Sonar, JUnit, Mock frameworks.
* Experience developing large scale, enterprise class distributed system or subsystems that require high availability, low-latency, & strong data consistency computing
* Experience implementing solutions for low-latency, distributed services using open standard technologies.
* Strong interpersonal and leadership skills with effective communication (both written and verbal) skills and the ability to present complex ideas in a clear & concise way, a team player with a strong work ethic

Work Hours: Varies upon the needs of the department.

Travel Requirements: This position requires travel 5-10% of the time.

Mental/Physical Requirements: This position will be performed in an office setting.  The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

Visa is an EEO Employer.  Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status.  Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code.