Visa is a world leader in digital payments, facilitating more than 215 billion payments transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable and secure payments network, enabling individuals, businesses and economies to thrive.

When you join Visa, you join a culture of purpose and belonging – where your growth is priority, your identity is embraced, and the work you do matters. We believe that economies that include everyone everywhere, uplift everyone everywhere. Your work will have a direct impact on billions of people around the world – helping unlock financial access to enable the future of money movement.

Join Visa: A Network Working for Everyone.

Senior Dispute Representatives are responsible for facilitating the research and resolution of simple dispute claims and over time and through on-the-job experience, acquiring the skills and knowledge required to manage more complex dispute related work. The position is responsible for processing basic disputes for Prepaid, Debit or Regionals on behalf of Dispute and Support Operations (DSO) clients.  Working primarily fraud cases, they will learn systems and dispute processes

Essential Functions

• Review evidence or case presented and leveraging Network (Visa, MasterCard, Regional Network, etc.) dispute resolution management rules to determine the validity of each claim and its potential for recovery
• Utilize Network dispute process to attempt recovery on behalf of Visa DSO Clients, ensuring that disputes are submitted in accordance with Network Operating Regulations, and that all required evidentiary and technical conditions and requirements are met 
• When disputes are challenged by the opposing party via a representment, collaborate with senior staff to review the new evidence to assess its validity and
  • Resolve the claim or counter-challenge the representment through Visa’s pre-arbitration, pre-compliance, arbitration, or compliance process or
  • Pass dispute to DSO Client to decision
• Work and balance Incoming/Outgoing disputes with Visa DPS settlement and Network financial general ledger Regional only
•  Communicate via email and phone to Visa DAS Clients and Network associates as necessary
• Submissions without approval are capped at 1000 per claim at the representative level
•  Incumbent must make themselves available during core business hours
•  Work off business hours as required

Basic Qualifications

• Must have a High School diploma or equivalent

Preferred Qualifications

• 2 or more years of work experience
• 3 years of experience working in banking or a merchant acquiring, card issuing, or back office banking environment
• Experience in a dispute resolution management or loss recovery role, although this is not a requirement
• A proven track record for making sound decisions based on available evidence, managing both short and long-term goals, and achieving high quality operational results
• Qualified individuals will possess the initiative and judgment to ensure customer expectations and service levels are exceeded
• Good verbal, written, and interpersonal communication skills are required
• Proficient knowledge of Microsoft Office, specifically Excel
• A fundamental knowledge of the payment processing industry

Positions can be based in Highlands Ranch, Miami, Austin or Lehi

Visa has adopted a COVID-19 vaccination policy to safeguard the health and well-being of our employees and visitors. As a condition of employment, all employees based in the U.S. are required to be fully vaccinated for COVID-19, unless a reasonable accommodation is approved or as otherwise required by law.

Work Hours: Varies upon the needs of the department.

Travel Requirements: This position requires travel 5-10% of the time.

Mental/Physical Requirements: This position will be performed in an office setting.  The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

Visa is an EEO Employer.  Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status.  Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code.