TBC Bank is the largest banking group in the Caucasus region. A leader by key metrics with a market share total assets 38.6%, 40.4% - total deposits, 48%- trade finance and more (as of December, 2021)

As one of the leading financial institutions in the region we offer retail, CIB, and MSME banking nationwide. Listed on the London Stock Exchange’s  FTSE 250 index TBC Bank  has multi-billion loan portfolio and it employs 10 100 people.

In addition to strong presence in Georgia, where most of bank’s business is concentrated, we also have a subsidiary bank in Uzbekistan, microfinance organization in Azerbaijan and a representative office in Israel.

Our goal is to make our customers and partners’  lives easier by providing a digital ecosystem that offers simple and innovative financial solutions tailored to their needs.

TBC WM Team is looking for Credit Team Lead.

The Credit Team Leader in the WM Business Development Unit is responsible for leading and managing the credit analyst team, ensuring effective credit risk assessment and decision-making for the Wealth Management segment.

The role includes developing and implementing credit risk methodologies, enhancing analytical tools and workflows, supporting professional development of team members, and ensuring alignment with regulatory requirements and organizational standards.

• Lead the team of credit analysts, including planning, monitoring, and evaluating their activities.
• Support the professional development of team members, including business-related training and learning sessions.
• Develop and implement credit risk analysis methodologies for the WM segment.
• Design and enhance analytical models, tools, and workflows.
• Communicate with clients to obtain necessary information and share credit decisions.
• Define the target segments acceptable for the bank and initiate improvements in credit terms.
• Assess business initiatives from a risk perspective.
• Monitor and analyze the impact of statistical models on the credit process.
• Collaborate with tribes for effective management of the retail portfolio.

• Bachelor’s degree in Finance, Economics, Business Administration, or a related field (Master’s degree preferred).
• Minimum 3+ years of experience in credit analysis or risk management
• Proven track record in leading teams and delivering high-quality credit assessments.
• Strong understanding of credit risk frameworks, banking operations, and regulatory requirements.

• Advanced knowledge of credit risk assessment methodologies and financial analysis.
• Proficiency in Microsoft Excel, PowerPoint, and analytical/reporting tools.
• Excellent command of English and Georgian (written and verbal).
• Familiarity with wealth management products and investment solutions.
• Experience in process optimization and workflow management is an advantage.

• Strong leadership and team management skills.
• Excellent communication, negotiation, and presentation abilities.
• Analytical and problem-solving mindset with attention to detail.
• Ability to manage multiple priorities and meet deadlines in a fast-paced environment.
• Strong organizational and interpersonal skills.
• High level of accountability, adaptability, and decision-making under pressure.

TBC processes the personal data of the candidate in order to determine the suitability of the candidate for the vacancy, in accordance with the requirements of the Law of Georgia on Personal Data Protection. Information about the candidate may also be processed to determine the suitability of the candidate for future vacancies. Information about the candidate is stored for a maximum of 3 years. In case you do not want further data processing, want to change or delete data, please follow the link and contact us through the communication channels located at the same link https://tbcbank.ge/en/privacy-policy

TBC shares its information with companies included in the TBC Bank Group PLC. Subsidiary companies also ensure personal data processing in accordance with the law. If you do not wish to share your data with TBC Group companies, please contact us at the same link https://tbcbank.ge/en/privacy-policy

TBC conducts the selection process of candidates in compliance with the requirements of the Law on the Elimination of All Forms of Discrimination and the principles of equal treatment of persons and eliminates discrimination against persons on any grounds.
If you see signs of discriminatory treatment, contact us: 032 2 27 27 27 *1998;

We will contact you only those who will pass the first stage of selection and will be granted candidate status.