Head, Vehicle & Asset Finance

  • Full-time
  • Business Segment: Business & Commercial Banking

Company Description

Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We’re passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.

Job Description

To build Vehicle and Asset Finance (VAF) product solutions in the allocated portfolio with a focus on digitisation based on customer requirements as informed by customer data to ensure agility and various costing options in support of the 'one-and-done' product portfolio principle

Qualifications

Qualification : First Degree

Field of Study: Marketing , Finance, Accounting, Commerce 
Experience Required: 5- 7 years 
Business Solutions
 Experience in the design and development of products.  Experience of credit and compliance matters.  Solid understanding of different industry sectors and sector risk profiles/ trends.  Knowledge of VAF administration processes and procedures.  Experience in managing a balance sheet and income statement.  Understanding of the VAF value chain (i.e. products, processes, systems).

Additional Information

Behavioural Competencies:

  • Articulating Information
  • Convincing People
  • Developing Strategies
  • Directing People
  • Embracing Change
  • Empowering Individuals
  • Establishing Rapport
  • Following Procedures
  • Interacting with People
  • Producing Output
  • Understanding People
  • Valuing Individuals

Technical Competencies:

  • Customer Understanding (Business Banking)
  • Product and Services Knowledge
  • Product Knowledge (Business Banking)
  • Risk Acceptance
  • Risk Identification
  • Risk Response Strategy

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