Analyst, Credit

  • Full-time
  • Business Segment: Group Functions

Company Description

Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We’re passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.

Job Description

To originate, assess and evaluate lending applications for Corporate Investment Banking clients based on sound credit risk and affordability assessments, financial principles and credit policies to achieve targeted asset book growth while optimising losses and effectively mitigating credit risks.  To ensure lending is within Bank's Risk Appetite parameters. Support business partners in understanding and solutioning to meeting client lending needs, as appropriate for the Corporate Investment Banking client segment

Qualifications

Type of Qualification: First Degree
Field of Study: Business Commerce

Experience Required
Credit Risk – CIB
Risk & Corporate Affairs
1-2 years
General business or credit knowledge; ability to interact with financial statements.

Total number of years' experience - 5 years

Additional Information

Behavioural Competencies:

  • Checking Things
  • Documenting Facts
  • Following Procedures
  • Interacting with People
  • Interpreting Data
  • Inviting Feedback
  • Meeting Timescales
  • Producing Output
  • Providing Insights
  • Taking Action
  • Team Working
  • Upholding Standards

Technical Competencies:

  • Data Analysis
  • Credit evaluation
  • Data Management (Administration)
  • Stakeholder Management (IT)
  • Written Communication
Privacy Notice