Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We’re passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.

To comprehensively manage the credit risk and to lead, develop and manage credit evaluation and credit risk management teams in support of Trade Finance, Debtors Finance & other working capital credit portfolios (as mandated) for Business and Commercial Banking, specifically in respect of the assessment of credit risk, sanctions, fulfilment, credit risk management, account maintenance and support of distressed and high-risk accounts in keeping with the Business and Commercial Banking  Group credit policies and guidelines. 

Type of Qualification: Degree
Field of Study: Finance or Accounting with a certificate in Trade Finance, or International Trade & Documentary Trade

Experience Required
Credit Risk – BCB
Risk & Corporate Affairs
More than 10 years
Credit evaluations experience, specifically in Trade Finance & Debtors Finance, but also in general business lending for Business or Commercial segment and Entrepreneur or small businesses. Deep understanding of credit principles and financial statements, particularly as relates to funding of working capital requirements, international trade, documentary trade & trade finance.  Understands collateral and collections processes.  Understands risk processes. Previous Structured and Specialised Lending credit experience is an advantage

More than 3 years

Experience in credit, risk or business roles in Trade Finance, International Trade, Documentary Trade, supporting growth of the product, management of the product, risk oversight or credit management of Trade, or business origination

Behavioural Competencies:

• Articulating Information
• Developing Expertise
• Examining Information
• Exploring Possibilities
• Interpreting Data
• Making Decisions
• Developing strategies
• Taking Action

Technical Competencies:

• Evaluation of Internal Controls
• Process Auditing
• Risk Identification
• Risk Management
• Verbal Communication
• Written Communication

Please note: All our recruitment processes comply with the applicable local laws and regulations.

We will never ask for money or any form of payment as part of our recruitment process. If you experience this, please contact our Fraud line on +27 800222050 or [email protected]