Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We’re passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.

To prepare Vehicle and Asset Finance Credit Finance Applications for customers. To provide a superior service to customers through the provision of information and the processing of customer Vehicle loan applications requests & amendments to existing Vehicle loans. To ensure that the needs of the customers are met and that accurate and timely actions are taken in line with laid down policies and procedures.

Bachelor's Degree in Commerce or related

Experience: 

3-4 years: 

• Previous Vehicle and Asset Finance Experience preferred.
• Branch banking experience in the front line (e.g., customer consultant, service consultant) will be an advantage. 
• Extensive product knowledge of all bank products, processes and procedures. Understand the interdependencies of the various functions performed in the branch.

Key Responsibilities:

• Planning and agreeing with New Business Team Leader the prospecting of new customers/dealers and the manner in which these are to be developed.
• Build and maintain strong relationships with Motor Dealers and Customers.
• Professionally interact with potential clients and customers to determine their financial needs.
• Assess applications for Credit Finance received from Dealer clients, ad hoc walk-in customers via telephone, email or on appointment basis.
• Scrutinize applications to minimize fraudulent activities which includes identify theft, falsifying of documentation, etc.

Behavioural Competencies:

• Adopting Practical Approaches
• Checking Things
• Exploring Possibilities
• Following Procedures
• Interacting with People

Technical Competencies:

• Banking Process & Procedures
• Customer Understanding (Business Banking)
• Financial Acumen
• Financial Analysis
• Product and Services Knowledge