The Transaction Monitoring team at Cash App actively monitors for potential money laundering, fraud, and other suspicious activity across the Cash App platform. Cash App is looking for a Transaction Monitoring Analyst to perform ongoing Anti-Money Laundering (AML) transaction monitoring with a primary focus on Bitcoin product offerings to ensure compliance with our regulatory, payment network, and partnership requirements. 

You will support the Bitcoin Investigations Team by reviewing a high volume of transaction activity across the Cash App platform. You will report to the Transaction Monitoring Lead to ensure completion of a high volume of daily alert reviews.

You Will:

• Monitor and act upon Cash App compliance-related bitcoin & fiat currency queue alerts, including reviewing possible suspicious activity and activity that violates Cash App’s terms of service.
• Use detective-like mentality to investigate and escalate potentially suspicious activity across multiple AML typologies across the Cash App platform.
• Verify customer and counterparty information and conduct reviews for AML/BSA purposes.
• Periodically perform above-the-line and below-the-line sampling to enhance the effectiveness of our bitcoin transaction monitoring queues.
• Occasionally attend compliance-related seminars to stay informed about changes within the compliance industry.

You Have:

• 2+ years of experience reviewing a high volume of unusual bitcoin activity relating to payments and peer-to-peer transactions from a BSA/AML perspective.
• 2+ years of experience in transaction monitoring/compliance/AML with a financial institution or fintech company.
• Knowledge and familiarity with Chainalysis & Elliptic.
• Deep understanding and comprehension of bitcoin blockchain analysis.
• Knowledge of BSA/AML regulations, risks, and typologies.
• Passion for Block Inc., Cash App, and a strong interest in bitcoin.

Block takes a market-based approach to pay, and pay may vary depending on your location. U.S. locations are categorized into one of four zones based on a cost of labor index for that geographic area. The successful candidate’s starting pay will be determined based on job-related skills, experience, qualifications, work location, and market conditions. These ranges may be modified in the future.

Zone A: USD $41.30 - USD $50.43
Zone B: USD $38.37 - USD $46.92
Zone C: USD $35.10 - USD $42.88
Zone D: USD $30.96 - USD $37.88

To find a location’s zone designation, please refer to this resource. If a location of interest is not listed, please speak with a recruiter for additional information. 

Benefits include the following:

• Healthcare coverage
• Retirement Plans including company match 
• Employee Stock Purchase Program
• Wellness programs, including access to mental health, 1:1 financial planners, and a monthly wellness allowance 
• Paid parental and caregiving leave
• Paid time off
• Learning and Development resources
• Paid Life insurance, AD&D. and disability benefits 
• Perks such as WFH reimbursements and free access to caregiving, legal, and discounted resources 

This role is also eligible to participate in Block's equity plan subject to the terms of the applicable plans and policies, and may be eligible for a sign-on bonus. Sales roles may be eligible to participate in a commission plan subject to the terms of the applicable plans and policies. Pay and benefits are subject to change at any time, consistent with the terms of any applicable compensation or benefit plans.

We’re working to build a more inclusive economy where our customers have equal access to opportunity, and we strive to live by these same values in building our workplace.

Block is a proud equal opportunity employer. We work hard to evaluate all employees and job applicants consistently, without regard to race, color, religion, gender, national origin, age, disability, pregnancy, gender expression or identity, sexual orientation, citizenship, or any other legally protected class.

We believe in being fair, and are committed to an inclusive interview experience, including providing reasonable accommodations to disabled applicants throughout the recruitment process. We encourage applicants to share any needed accommodations with their recruiter, who will treat these requests as confidentially as possible. 

Learn more about our efforts to promote inclusion and diversity at block.xyz/inclusion

Additionally, we consider qualified applicants with criminal histories for employment on our team, and always assess candidates on an individualized basis. 

Block, Inc. (NYSE: SQ) is a global technology company with a focus on financial services. Made up of Square, Cash App, Spiral, TIDAL, and TBD, we build tools to help more people access the economy. Square helps sellers run and grow their businesses with its integrated ecosystem of commerce solutions, business software, and banking services. With Cash App, anyone can easily send, spend, or invest their money in stocks or Bitcoin. Spiral (formerly Square Crypto) builds and funds free, open-source Bitcoin projects. Artists use TIDAL to help them succeed as entrepreneurs and connect more deeply with fans. TBD is building an open developer platform to make it easier to access Bitcoin and other blockchain technologies without having to go through an institution.