RAKBANK, also known as the National Bank of Ras Al-Khaimah, is a Public Joint Stock Company based in the United Arab Emirates (UAE). It was founded in 1976 and is one of the oldest banks in the UAE. The Bank operates within retail and corporate banking, offering a range of services including personal and business banking, credit cards, loans, investment services, and wealth management

In the recent years, the Bank has achieved significant milestones which includes being named as one of the world's best banks by Forbes ME (2022) and was awarded UAE's SME Bank of the year by the Asian Banking and Finance Awards. The Bank has been successful in achieving the highest profitability and lowest cost of risk since 2015. It has also seen significant growth in its acquiring business, card spending, and business loans

Being on a transformational journey, in partnership with Honeywell, RAKBANK has also taken steps towards sustainability by reducing its overall energy consumption

We are a diverse team comprising of over 3,000 employees from across 58 countries. We make conscious efforts to build talented and diversified teams and encourage people to develop their full potential. We are committed to providing a working environment that promotes work-life balance, career development, recognition and security for the future

In line with our strategy, a major part of our transformation journey is to future proof our bank and establish ourselves as a ‘Digital bank with human touch’, for our customers

So, join us in co-creating the future of RAKBANK.

Core Responsibilities:

Credit & Risk Support:

• Prepare comprehensive credit proposals, credit limit applications (new/renewals), and financial analysis.
• Monitor covenant compliance, early warning signals, and facility utilization.

Client Servicing & Documentation:

• Serve as the primary contact for clients on operational and documentation matters.
• Coordinate with internal teams (Trade, Operations, Credit) to resolve queries and process transactions.
• Assist in client onboarding, KYC reviews, and maintenance of CRM records

Operational Efficiency:

• Ensure accurate data entry in banking systems and timely fulfillment of documentation (security agreements, facility terms).
• Generate MIS reports, credit monitoring tools, and audit support materials

Compliance & Collaboration:

• Uphold regulatory, statutory, and internal policy requirements.
• Work closely with Relationship Managers to address client needs and escalate issues proactively.

• University degree or equivalent qualification in finance, Accounting, Economics, or related field.
• Minimum of 1-2 years’ experience in banking or financial services, with a focus on credit analysis and business support.