Natixis in Portugal is a Centre of Expertise whose mission is to transform traditional banking by developing innovative solutions for the business, operations and work culture of Groupe BPCE worldwide. 

As part of Groupe BPCE’s international division, Natixis in Portugal designs and delivers solutions for its two core areas – Corporate & Investment Banking and Asset & Wealth Management – as well as transversal services that support all entities across the Group. 

With more than 3,000 employees representing 46 nationalities, the teams work across Information Technology, Banking Support Activities, and Compliance, in an integrated, inclusive, and cross-functional way, supporting all business lines and platforms of the Group. 

A disruptive mindset and a culture of proximity and agility identify Natixis in Portugal Team and reflect the company's mission to transform traditional banking at a global scale: a perfect match in the Portuguese dynamics and entrepreneurial ecosystem.

Contribute to the performance of Natixis' Credit Risk department as a Transversal Risk Analyst within the Credit Risk Monitoring (CRM) team. You will work within an international team (Paris/Charenton and Porto) with the following objectives: 

• Data Governance & Quality: Control and optimize the credit risk data lifecycle (governance, controls, remediation). 
• Regulatory and internal Compliance: Ensure alignment with regulatory requirements and internal policies. 
• Automation & Innovation: Develop and implement solutions for better data utilization and enhanced risk processes. 
• Committee Coordination: Lead and facilitate credit risk monitoring bodies. 

You will play a key role in mastering credit risk, focusing on limits monitoring and adhering to regulation and internal frameworks. Your missions will include: 

• Ensuring full compliance of our internal limit-monitoring procedures with regulatory requirements and internal risk frameworks. 
• Driving the monitoring of individual, sectoral, and country limits, while continuously enhancing our tracking frameworks and reinforcing controls. 
• Maintaining robust risk oversight by closely managing diverse portfolio underwriting risks, leveraged finance and lending policies. 
• Tracking key data to guarantee absolute consistency across our limit monitoring frameworks and risk reporting. 
• Contributing to strategic projects aimed at upgrading our risk management frameworks and successfully automating key operational processes. 

You will contribute to sharing the risk culture with business teams. You will work in an international environment, within a community of experts who place excellence, impact, and collective action at the heart of everything they undertake. 

You have experience in a similar role, ideally within a credit risk management department, a bank, or a financial institution. 

Key skills and experiences include: 

• Outstanding analytical mindset with sharp attention to detail to ensure data precision and robust risk control. 
• Ability to challenge existing processes and drive enhancements/controls within tracking frameworks. 
• Excellent communication skills to interface effectively with Front Office, Risk Committees, and validation teams. 
• Capacity to work independently on complex limits while collaborating effectively in an agile, international environment.. 

You have excellent interpersonal skills, a very good listening ability, you are:

• Rigorous and proactive 
• Equipped with a good sense of synthesis and analysis 
• Adaptable in order to achieve your objectives 

You are fluent in English with a B2 level. 

Our workplace reflects the vibrant spirit of our locations, with initiatives such as a Green Transportation Budget, electric bikes and a flexible Hybrid Work Policy. We promote wellbeing through the Honolulu Wellness Club, a Prayer Room, a Lactation Room, and themed Villages that inspire creativity and collaboration. Through our ESG and DEI strategies, we are committed to being inclusive, caring, and fair, ensuring every voice is heard and valued.