Longbridge Financial, LLC (LBF) is an innovative company committed to responsibly helping senior homeowners reshape their financial future to improve their retirement. Our mission is to be consistently fair, transparent, and professional at all times with our employees, customers, and partners.

Recognized as an Industry Changemaker, Longbridge CEO Chris Mayer looks at the industry differently and values employees at all levels who drive our company forward.  In fact, we are now a top 2 reverse mortgage lender.

Why work with us?

At Longbridge Financial, “We do the right thing” is more than a mantra, it’s our guarantee.  We want to attract the best and brightest—that’s why we’re committed to giving our employees the support they need and the respect they deserve. We offer competitive compensation packages and benefits, as well as a strong marketing and operations foundation. Join us for a rewarding career with remarkable growth potential.  Ready to be a changemaker and be a part of a team to help propel Longbridge to number one?

Longbridge is excited to be adding to our existing dynamic Underwriting team. If you are a Reverse Mortgage DE Underwriter, and match the LBF’s qualifications, we would love to review your resume.  This position can be in LBF's Paramus or Houston office, hybrid or remote.

Job Responsibilities:

• Responsible for underwriting files and establishing conditions to meet FHA and LBF guidelines.
• Ability to make timely, accurate decisions on all FHA transactions
• Evaluate risk and ensure quality of each loan decision
• Communicate requirements and/or decisions clearly
• Responsible for reviewing all areas of the mortgage loan file to ensure accuracy, completeness, and compliance with internal and regulatory guidelines, including but not limited to Application, Title, Appraisal, Assets, Credit, Condominium information, and income.
• Responsible for clear and concise communication to appropriate parties including but not limited to the processing department on items needed to prepare a loan for closing.
• Partner with processing to close loans in a timely in efficient manner
• Adhere to service level agreements and prioritize workflow
• Maintain quality control standards while maintaining production standards by company's definition
• Assist in identifying, recommending, and/or negotiating alternative loan documentation requirements

• Three + years of current active experience underwriting as a DE Reverse Mortgage Underwriter, is a must
• HECM for Purchase experience is a plus
• Proprietary Reverse Mortgage underwriting experience is a plus
• Must have a valid active CHUMS Number
• Strong credit, risk analysis, and analytical skills
• Be able to examine loan documentation for accuracy and completeness
• Computer literate with the ability to learn new software applications.
• Working knowledge of federal and state regulations and requirements with emphasis on MDA, TILA, HUD and RESPA reform.
• Understands the loan flow process including file structure, and documentation requirements.
• Attention to detail, with strong written, verbal, organizational, and interpersonal skills.
• Ability to work well with a wide range of people, work under pressure with a focus on deadlines, and adapt to changing situations daily
• Familiar with HUD underwriting guidelines and documentation, mortgage legal documentation, 3rd party risk assessment products and Federal/ State/Local compliance regulations

• Full benefits
• 401(k) with company match
• Paid time off
• Working in a growing and dynamic industry
• LBF is an EEO/AA/Vet/Disabled Employe
• Please note that salaries that are estimated on various job sites may not reflect the actual compensations. Job sites, set the estimated salary, not Longbridge Financial.