Now it’s your time to join the #1 bank in the Middle East and one of the most prestigious financial companies in the region. Shaking up the world of banking requires a lot of smarts and skill. We’re looking for the brightest and best to help us reach our goals and we’ll also help you reach yours. Your success is our success as you grow stronger in your career. Join us and leave a legacy of your own, as a pioneer in both the company and the industry.

Job Purpose:

The jobholder is responsible for processing a sub-section of operations, within a specific product or functional area and ensure quality and timeliness of the delivery in a cost-efficient & error-free manner, subject to high-risk management and Bank’s / Regulator Compliance standards. S/he is expected to support the unit in                                 

Ensuring efficient error free processing of transactions with strict compliance to policies and within the agreed SLAs.

To minimize operations risks for the Bank by ensuring that all transactions that are processed comply fully with underlying customer or internal instructions.                                  

Ensuring conformance to internal procedures / policies / guidelines and local and international norms and regulations as applicable.                                 

Performing monthly reconciliations and follow-ups on outstanding.                            

Undertaking all daily-processing activities related to a particular product or sub function in Payment Center.                              

To assist departments by providing appropriate delivery and support functions.                                 

To ensure record management (hard / soft copy & scanned version) and archival as per guidelines. To be responsible as primary custodian of security items & customer records.                           

To participate actively in the various initiatives within section / unit / and the Bank as and when required.    

To engage on any other activity, falling within pretext of a Processor.

Providing periodical reports and management information for effective decision making.  Ensuring adherence at all times to external and regulatory guidelines and domestic and international norms as applicable.

Maintaining the highest level of internal and external customer satisfaction standards   

Key Accountabilities:

Policies, Systems, Processes & Procedures

• Follow all relevant departmental policies, processes, standard operating procedures, and instructions so that work is carried out in a controlled and consistent manner.
• Demonstrate compliance to organization’s values and ethics at all times to support the establishment of a value drive culture within the bank.

Continuous Improvement

• Contribute to the identification of opportunities for continuous improvement and sustainability of systems, processes and practices considering global standards, productivity improvement and cost reduction.

Reporting

• Assist in the preparation of timely and accurate statements and reports to meet department requirements, policies and quality standards.

Job Context:

• Zero Ops Loss; NIL near miss / income leakage event; target zero high risk error                  
• Target zero complaints, minimum 95% adherence to TAT standards as agreed with business. Achieve more than 90% satisfaction score in the internal customer survey.                            
• Nil unauthorized breaches in Policy/regulatory requirements and SOPs. Satisfactory rating in all audits - INA/RMU/ORC
• Nil breaches in housekeeping (reconciliations, tracers, DCFCL etc.).
• NIL critical findings in regulatory /external/internal audits.
• No. of PI (process improvement) proposals found fruitful by management. No. of successful PIs implemented
• Work with the line manager in introducing strong tools/processes to identify/ease operational risks attached to the unit.   
• Pursue opportunities for enhancing operational efficiencies along with  adequate monitoring
• Ensure excellent housekeeping standards at all times
• No. of Cross-functional desks supported during the year,

 Minimum Qualification

• Bachelor’s degree

Minimum Experience

• 3 years’ relevant experience in the banking sector with at least 2 years in similar positions of progressively increasing managerial responsibilities in the payment function.