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About the Division

The value that Deloitte Risk Advisory Africa creates for organisations is synonymous with operational excellence. Our five business areas work in unison to provide integrated solutions unique to the organisational requirements of any business.

In a world that is constantly changing, organisations need to adapt quickly to respond to new risks and take advantage of new opportunities. Deloitte's Risk Advisory practice advises organisations on how to effectively mitigate risk and make informed and intelligent risk decisions around business processes, technology and operations.

Click here to read more about our Risk Advisory practice.

What impact will you make?

Every day, your work will make an impact that matters, while you thrive in a dynamic culture of inclusion, collaboration and high performance. As the undisputed leader in professional services, Deloitte is where you’ll find unrivalled opportunities to succeed and realise your full potential.

The main purpose of the job is to support the Senior Manager/Associate Director or Director in delivery of services to / at client premises on delegated engagements / projects.  

Focus on the management and delivery of client engagements, as well as sales and practice development.

Develop high-performing people and teams, leading and supporting them to make an impact that matters, and setting the direction to deliver exceptional client service. 

Specialised Technical Capabilities:

Plans and Manages Technology Risk Solutions:

Ability to guide teams through the design and implementation of technology risk solutions to enhance security, increase efficiency and support achievement of business goals

• Combines industry knowledge and domain experience to help client identify, assess, and manage technology and data risk
• Oversees teams in assessing current state systems, processes, and technologies, defining requirements, and developing / configuring the infrastructure to align with sector requirements, strategic business goals, and existing operations
• Leverages an in-depth knowledge of market-specific products and solutions to enhance impact of recommended solutions

Plans and Manages Assurance Engagements:

Ability to effectively plan assurance engagements and enable insight-driven implementations

• Conducts thorough analysis of client’s IT systems and business processes to identify and manage related risks, and ensure delivery of accurate and complete data
• Considers and leverages the broader regulatory framework and business process governance models governing internal controls and assurance requirements of the client when planning and managing assurance engagements
• Identifies appropriate assurance documentation that aligns with engagement type, scope, and objectives; advises functional and business stakeholders accordingly
• Increases impact and efficiency of assurance engagements through knowledge of auditing techniques and by identifying and leveraging additional Deloitte service offerings (e.g., Risk Analytics, Audit), as appropriate

Technical competencies:    

• Expert in field with sound industry and business knowledge
• Knowledge and appreciation of the wider IT issues and service opportunities beyond the specific scope of typical IT Audit and Specialised Assurance services
• Able to scope engagements effectively and assign and manage an appropriate team to deliver against the engagement requirements
• Demonstrated ability to manage engagements that encompass the wider RA services incorporating specialists from other Offerings
• Demonstrated people skills and development capability. 
• Strong on Digital Risk and proactively drives Emerging Technologies capability and opportunities. 
• Ability to manage team(s) of analysts, developers, technical resources and/or delivery specialists
• Strong experience in the design, implementation and support of the following Payments related areas:

        o   General banking and payments processing

            -  License to trade in Foreign Exchange with Limited Authority

            -  Balance of Payment Reporting (BoP)

            -  SWIFT Messaging and SWIFT CSP (Customer Security Programme)

            -  Domestic and Cross-border remittance (Mobile Money Transfers)

            -  General Ledgers and Suspense Accounts

            -  South African National Payments System

            -  SARB Vision 2020

            -  Real Time Clearing

            -  Real Time Gross Settlement

            -  Card Issuing and Acquiring

            -  EFT Clearing and Settlement

            -  Virtual Banking Channels (Internet Banking, Mobile Applications, USSD)

            -  Nostro and Vostro accounts

            -   Fee accounting (calculations, recoveries, reconciliation)

            -   Payments Fraud

            -   Industry Settlement across all payment types

            -   Core Banking systems

   o   Anti-money Laundering and Countering the Financing of Terrorism

           -  Automated Sanctions Screening (Originator and Beneficiary)

           -  Name matching, fuzzy logic and false positives

           -  Adverse media screening

           -  Suspicious Transaction Reporting (STR), Currency Transaction Reporting (CTR)

           - Transaction rules (frequency, amount, aggregation)

           -  Alerts, triggers and MIS reporting

           -  Customer risk rating

           -  Case Management

    o   Blockchain and Cryptocurrency

        -  Blockchain platforms, services, multi-layered architecture design and implementation

        -  Blockchain platforms, including (but not limited to) Hyperledger Fabric, Ethereum, Corda and VeChain

         -  Integration between blockchain and legacy architecture

         -  Familiarity with design and implementation of Blockchain use cases, for example, digital identity management, title deeds, property leases, supply chain management and supply chain tracing

         -  Application of blockchain within Decentralised Finance (DeFi) platforms and applications

         -  Tokenisation of assets

         -  Non-Fungible Tokens (NFTs)

         -  Risk management and assurance (audit) of blockchains in financial services

         -  Smart Contract Design and Implementation

         -  Blockchain integration with IOT and Edge Computing

         -  Consensus algorithms (beyond Proof of Work and Proof of Stake)

Behavioural Competencies:

• Excellent communication skills, both written and verbal
• Effective engagement management; Able to deliver engagements on time and within budget
• Proven ability to make decisions and the right judgement calls
• Ability to provide leadership and guidance/coaching to junior members of the team
• Ability to inspire and enthuse others to commitment and involvement
• Assumes overall ownership for the engagement. Good supervisory and people management skills
• Keeps calm under pressure
• Ownership of deliverable

Minimum qualifications:

Appropriate bachelor’s degree in one of the following fields:

• Finance,
• Accounting,
• Information Technology,
• Computer Sciences

Desired qualifications:

Degree:

Relevant Degree, Honours or post graduate diploma. 

Professional certifications such as:

• CISA
• ACAMS
• ITIL
• COBIT
• PASA Foundational Certification or greater
• SWIFT
• PCI-DSS

Experience:

5-10 years experience working in the payments or banking industry in a management level operational role

3-5 years experience working in cryptocurrency and blockchain at a financial institution or technology businesses

Demonstrated ability to lead teams in the delivery of small to medium engagements that meet all quality assurance standards and required technical depth and breadth

*Please note that this job advertisement provides a summary of the capabilities required and all candidates shortlisted will receive a full list of capabilities.