Data Scientist

  • Full-time
  • Job Family Group: Product Development

Company Description

Visa is a world leader in digital payments, facilitating more than 215 billion payments transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable and secure payments network, enabling individuals, businesses and economies to thrive.

When you join Visa, you join a culture of purpose and belonging – where your growth is priority, your identity is embraced, and the work you do matters. We believe that economies that include everyone everywhere, uplift everyone everywhere. Your work will have a direct impact on billions of people around the world – helping unlock financial access to enable the future of money movement.

Join Visa: A Network Working for Everyone.

Job Description

Visa has the world’s largest consumer payment transaction dataset.  We see data on over 200 billion transactions every year from all over the world. We use that data to help our clients in the payment ecosystem grow their businesses and to help consumers access a fast, safe, and rewarding payment experience. Visa Predictive Models (VPM) team develops and maintains predictive models to primarily support Visa Risk and Identity Solutions. Using mostly VisaNet data and leveraging Machine Learning (ML) and Artificial Intelligence (AI), our model scores help Visa clients all over the world for fraud defense, identity verification, smart marketing, credit underwriting, etc. Through our models and services, VPM fuels the growth of Visa clients, generates and diversifies revenues for VISA, greatly improving Visa Card customer experience and their financial lives.

 

This is an Individual Contributor role.  On this role, you will

  • Execute data science research projects to drive VPM model innovation agenda  
  • Evaluate new data sources and emerging AI-ML technology and tools, make recommendations and drive adoption in production
  • Build and deploy cutting-edge predictive models with advanced machine learning techniques such as Gradient Boosting, Deep Neural Networks, Recurrent Neural Networks, and Graph Modeling to support new product development or initiatives
  • Provide model operation support, including model monitoring, score calibration, etc.
  • Manage model risks in line with Model Risk Management requirements

 

This is a hybrid position. Hybrid employees can alternate time between both remote and office. Employees in hybrid roles are expected to work from the office two days a week, Tuesdays and Wednesdays with a general guidepost of being in the office 50% of the time based on business needs.

Qualifications

Basic Qualifications

  • 2 or more years of work experience with a Bachelor’s Degree or an Advanced Degree (e.g. Masters, MBA, JD, MD, or PhD)


Preferred Qualifications

  • 3 or more years of work experience with a Bachelor’s Degree or more than 2 years of work experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 1 year of experience with a PhD, in a quantitative or engineering field
  • Experience with production model development, implementation, and operation
  • Experience in deep neural network (e.g., RNN, CNN) and/or graph data science is a plus
  • Experience in data engineering or machine learning engineering is a plus
  • Proven ability to quickly learn and apply new Machine Learning techniques and tools
  • Must be a team-player and capable of handling multi-tasks in a dynamic environment
  • Excellent business writing, verbal communication, and presentation skills
  • Excellent project management skills

Additional Information

Visa has adopted a COVID-19 vaccination policy to safeguard the health and well-being of our employees and visitors. As a condition of employment, all employees based in the U.S. are required to be fully vaccinated for COVID-19, unless a reasonable accommodation is approved or as otherwise required by law.

Work Hours: Varies upon the needs of the department.

Travel Requirements: This position requires travel 5-10% of the time.

Mental/Physical Requirements: This position will be performed in an office setting.  The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

Visa is an EEO Employer.  Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status.  Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code.

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