Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We’re passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.

Is accountable for assisting Manager, Relationship Premium in the execution of their credit portfolio.

• To support the Relationship manager to grow and retain a portfolio of high value Premium Business Segment relationships by performing a proactive, mobile, value adding financial partnership role.
• Ensures deep understanding of Customer’s business through regular interaction with clients, including their place of business.
• Employs the use of client value chain analysis to understand customer needs and deploy banking and financial solutions to meet those needs.
• To do complex financial analysis on annual financial statements, management accounts and cash flow projections.
• To write and motivate agricultural and business finance applications and to successfully present the case to a business and credit lending committee.
• Managing the credit process from start to end including the collateral and the monitoring as well as annual review of all clients with credit facilities.
• To build trust, credibility and confidence with Agricultural and Business Clients.

Minimum Degree Requirements, one of the below qualifications or similar: (FAIS required)

B.Comm (Management Accounting)

B.Comm (Accounting / Financial Management)

B.Comm (Agricultural Economics)

BSc. (Agricultural Economics)

Preferable / Advantages:

• Hons Degree
• SAICA Articles/CA
• CIMA Qualified

Experience Requirements:

7 Years experience in the following fields or similar:

• Financial Management, Financial Accounting, Management Accounting role or similar.
• Credit/Financial Analyst role in Business Banking.

Preferable / Advantages:

• Agricultural Knowledge / Experience

Location:

• The position will be based in Humansdorp, Eastern Cape.
• Office based with a degree of flexibility.

Behavioral Competencies:

• Adopting Practical Approaches
• Challenging Ideas
• Convincing People
• Developing Expertise
• Developing Strategies
• Embracing Change
• Empowering Individuals
• Impressing People
• Interacting with People
• Resolving Conflict
• Taking Action
• Understanding People

Technical Competencies:

• Banking Process & Procedures
• Business Acumen (Audit)
• Customer Acceptance & Review (Business Banking)
• Customer Understanding (Business Banking)
• Financial Acumen
• Risk Identification