Here at esure Group, we’re no strangers to change. As one of the industry leaders in the insurance business, striving to become a world class digital insurer, we’re getting ready for more. It’s creating great new opportunities for innovative and talented industry professionals to join us at a pivotal point in our development.

We currently have a fantastic opportunity for an Actuarial Analyst to join us on a permanent basis!

As a key member of esure's Finance team, the Actuarial Analyst will contribute to the enhancement of business insight and performance through actuarial analysis, whilst fulfilling regulatory reporting accountabilities efficiently and professionally.

What will my role entail?

Business Insight and Reserving

• Professionally carry out reserve reviews to underpin esure’s booked claims reserves
• Immerse yourself within the business to understand the drivers and uncertainties behind claims emergence
• Strive to make our analysis and interaction with colleagues in Claims Analytics, Pricing, Planning, Capital Management, and the wider business close and continuous to land practical and engaging insight
• Undertaking internal reviews across the Motor and Home portfolios to produce a best estimate.
• Reporting results to internal parties including Reserve and Audit Committees and producing formal Actuarial reports.
• Carrying out data manipulation using SQL/Python to help investigate emerging trends and explain drivers of results.
• Developing processes and methodology to improve the efficiency, accuracy and communication of results.
• Building effective relationships with other teams to bring actuarial insight to the forefront of business decision making with the aim of demonstrably improving business performance.
• Supporting other areas of the Finance function with business planning and forecasting.
• Ensuring appropriate governance frameworks and processes are adhered to and enhanced.

Team Structure and Communication

• The team is made up of 8 people, of which 5 are analysts that report into 2 managers and in turn the Chief Actuary.
• There are a number of key development objectives that the team are working and we would like you to be a part of this.  It is on a journey to make significant improvements to the processes and capabilities of its team members, through building enhanced models and using more sophisticated modelling techniques, implementing new tools and reporting suites, and ensuring a greater integration with the rest of the business.

• Good degree (first or upper second) or equivalent with substantial mathematical/statistical content.
• Student Actuary with internship experience within general insurance reserving will be preferable.
• Some progress with exams (exemptions included) is desired but not compulsory.
• Experience in SQL/Python beneficial but not compulsory.
• Strong Excel model building skills including VBA coding.
• The candidate must be well organised and have a logical approach to problem solving, with attention to detail and excellent communication skills.
• Strong teamwork with can do attitude and enthusiastic approach

esure is undergoing a transformation in tech platforms which will make our data more enriched and accessible than it has ever been.  Where our analysis can be automated we want to leverage our new systems wherever possible whilst at the same time holding ourselves to the highest professional standards.  This will free up time to monitor emerging trends and drivers of performance, especially for the more complex and long-tailed claims.  This involves working with our Data Science team.

We’ll help you gain

• Exposure to wider business area such as pricing/Risk and data science to enhance your knowledge and career growth
• Engage in preparing Reserve Committee papers and sometimes attend the meeting to understand the wider business issues relating to reserves and expose to how our numbers