Associate Ops - Mortgage Loans

  • Full-time

Company Description

WNS Global Services Inc. (NYSE: WNS) is a global Business Process Management (BPM) leader. WNS offers business value to 400+global clients by combining operational excellence with deep domain expertise in key industry verticals, including Banking and Financial Services, Consulting and Professional Services, Healthcare, Insurance, Manufacturing, Retail and Consumer Packaged Goods, Shipping and Logistics, Telecommunications, Travel and Utilities. Globally, the group’s over 44,000+ Professionals serve across 60 delivery centers in 16 countries.

WNS South Carolina - Strategically located to meet the onshore delivery requirement of our US clients and for favorable business environment, stable job market and supportive local government. World-class communication network and large power grids support the needs of 24/7 operation. WNS Manages high end businesses, providing strategic solutions and supporting transformational process.


Why Join Us?

Experience the culture of outperformance, engagement, celebration and enjoy wide variety of best benefits like 401K, Health, Dental, Vision, PTOs etc
At WNS, our mission is to enable clients to outperform with our passion for service and innovation. At the heart of each client engagement is our pursuit to understand our client’s business, and create impactful solutions that can drive agility and excellence into their business processes. Our promise of outperformance stems from our deep domain expertise, partnership approach and a global delivery network.
Our mission as an organization is guided by our CIRCLE of values: Client First, Integrity, Respect, Collaboration, Learning, Excellence.

Job Description

  • Education Qualification – Graduate in any Stream
  • 2-3 years of experience in Mortgage Loan Processing
  • Should have detailed understanding of Mortgage documents including Income, Assets documents, underwriting and compliance documents, Credit reports etc.
  • Verifies documentation from1003,1008/FHA/ Loan Transmittal/VA Loan Summary
  • Reviews conditional approval letter, AUS findings and credit report
  • Should be we well versed with Income & Expense calculations including paystubs, W2’S, 1040. Schedule C. K1 – For salaried as well as Self employed borrowers.
  • Should be well versed with the Agency guidelines for Conventional FNMA & FHMLMC and other investors FHA, VA, USDA etc
  • Should be able to calculate LTV, front end and back end ratios, CLTV, HCLTV and perform extensive and thorough audit basis the guidelines
  • Sound Knowledge of various third party documents required to be ordered (e.g. Appraisal, Title, HOI, Flood Certificate, Work Number VOE, Fraud Guard/Other Risk Mitigation reports etc.)
  • Strong analytical and problem solving skills
  • Strong communication skills – Verbal and Written (in English)

Additional Information

All your information will be kept confidential according to EEO guidelines.

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