Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.

At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters — to you, to your community, and to the world.

Progress starts with you.

The Senior Product Manager, Flex & Installments Strategy will support the definition, execution, and scaling of Visa’s Flex and Installments strategy and high-growth initiatives, reporting directly to the Senior Director, Product Strategy & High Growth Initiatives. 

Visa Flex Credential and Installments capabilities enable consumers to dynamically choose how they pay while helping partners drive engagement and new revenue streams. Learn more about the products this role supports:  

https://corporate.visa.com/en/products/flexible-credential.html 

https://usa.visa.com/products/consumer-installments.html  

This role is strategy-led and execution-oriented, focused on accelerating Flex & Installments as a strategic growth platform by improving prioritization, roadmap clarity, and decision-making across products, regions, and initiatives. 

The Senior Product Manager will operate at the intersection of product strategy, analytics, and cross-functional alignment, translating market insight, performance data, and ecosystem complexity into clear priorities, scorecards, and recommendations that support acceleration plans and measurable growth outcomes. 

This role requires a demonstrated ability to operate as an advanced user of AI-enabled tools and agent-based workflows, using them routinely to drive faster, higher-quality strategic insights, more effective planning cycles, and clearer executive-level reporting. The role will work closely with Product, Solution Enablement, GTM, Finance, Regions, Risk, Rules, and other key stakeholders. 

This is a global role, requiring strong judgment to balance regional opportunities with cohesive global direction. 

Key Responsibilities 

• Support the Senior Director in defining and executing Flex & Installments strategy and high-growth initiatives, aligned to Visa growth priorities and regional opportunity vectors. 
• Contribute to product acceleration plans by translating strategy into clear priorities, sequencing guidance, and measurable outcomes across products and regions. 
• Lead and support market landscaping, customer segmentation, and competitive analysis to inform strategy, market entry decisions, and prioritization across regions or verticals. 
• Help evaluate new use cases, regional requests, partnerships, and product initiatives by framing trade-offs, dependencies, risks, and expected business impact. 
• Support the design and evolution of pricing frameworks and price models in partnership with regional teams, balancing consistency with local market flexibility. 
• Develop and maintain decision frameworks, scorecards, KPIs, and performance views to track progress against growth objectives and inform leadership decisions. 
• Translate transaction data, adoption trends, market research, and customer feedback into clear strategic insights and recommendations. 
• Operate as an advanced user of AI-enabled tools and agent-based workflows, applying them routinely to accelerate insight generation, scenario analysis, prioritization, and executive-level reporting. 
• Prepare and support executive-level materials (strategy updates, councils, SteerCos, QBRs), synthesizing performance, risks, and decision points. 
• Operate effectively in a highly matrixed global environment, influencing without authority and driving alignment across teams and regions. 

This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.   

Basic Qualifications 

• 8 or more years of relevant work experience with a Bachelor Degree or at least 5 years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 2 years of work experience with a PhD 

Preferred Qualifications 

• 9 or more years of relevant work experience with a Bachelor Degree or 7 or more relevant years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 3 or more years of work experience with a PhD 
• Product strategy or strategy consulting experience in payments, fintech, commerce technology, or related technical domains. 
• Strong understanding of the payments ecosystem, including tokenization, checkout flows, BNPL/Installments, network processing, and the four-party model. 
• Proven track record of original strategic thinking, including development of competitive positioning, customer segmentation models, and market entry strategies; not just synthesis of existing analysis. 
• Exceptional written and verbal communication skills, with experience distilling complex ideas into clear, compelling narratives and developing executive-level materials for C-suite and senior stakeholders. 
• Self-starter with a customer-first mindset, strong problem-solving ability, and product judgment; able to create structure in ambiguous environments, break down complex problem spaces, and produce decision-ready outputs with limited direction. 
• Demonstrated technical aptitude, including comfort reading technical documentation and understanding APIs, data flows, and system interactions 
• Proven ability to translate complex business needs, market insights, and technical constraints into clear, actionable strategy and product requirements. 
• Strong analytical skills, with experience using data, metrics, dashboards, and structured frameworks to guide prioritization, growth decisions, and strategic trade-offs. 
• Demonstrated experience operating as an advanced user of AI-enabled tools and agent-based workflows, using them routinely to improve insight generation, planning, prioritization, and the quality and speed of strategic outputs. 
• Experience leading or supporting complex, cross-functional initiatives and driving alignment in a highly matrixed, global environment. 

Work Hours: Varies upon the needs of the department.

Travel Requirements: This position requires travel 5-10% of the time.

Mental/Physical Requirements: This position will be performed in an office setting.  The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

Visa is an EEO Employer.  Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status.  Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code.

U.S. APPLICANTS ONLY: The estimated salary range for this position is 169,100.00 to 270,800.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.