Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose – to uplift everyone, everywhere by being the best way to pay and be paid.

Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa.

Visa’s Technology Organization is a community of problem solvers and innovators reshaping the future of commerce.   We operate the world’s most sophisticated processing networks capable of handling more than 65k secure transactions a second across 80M merchants, 15k Financial Institutions, and billions of everyday people.   While working with us you’ll get to work on complex distributed systems and solve massive scale problems centered on new payment flows, business and data solutions, cyber security, and B2C platforms.     

The Opportunity: 

We have an exciting role for Director based in Denver, CO who will lead Development resources working on the IBM Mainframe and GGS Applications for the Debit Processing Switch for Visa Issuer Processing. You will manage developers working on the Settlement and Reporting Application running on the IBM Mainframe and a Middleware team working on Golden Gate Replication Software. You will be responsible and accountable for the design, development, and support of these applications. The team you manage will be responsible for delivering enhancements to existing capabilities and driving innovation with new capabilities.

In addition, you will be responsible for encryption related tasks on the Debit Switching application, including owning and driving PCI DSS compliance activities.

This position will have responsibility of day-to-day management of a team of up to 8 software developers and will work closely with resources across multiple teams including peer development groups, Product Development, PMO, and QA.  This position will report to the Sr. Director, Core Payment Processing Services Development based in Denver.  

Essential Functions:

• Build and maintain a high performing team based in Denver by hiring and retaining the right talent in the right role

• Work collaboratively with peer development groups and QA to ensure target delivery dates are met

• Work with Architects, Developers, Key Management team and other stakeholders to design and implement encryption controls for the Debit Switch across data in transit and at rest, including strong TLS configurations (TLS 1.2/1.3, mTLS), authenticated encryption modes, and secure key storage

• Develop and empower direct reports to make appropriate technical decisions

• Actively manage resources to maximize productivity and optimize cost in alignment with forecast models

• Partner with Product resources to identify clear business requirements

• Manage development resources on the IBM Mainframe and GGS applications, by setting clear business and technical expectations

• Work collaboratively with a cross functional team of management, architecture and senior development staff based in the US, Bangalore and Singapore to develop broadly acceptable solutions.

• Set resource goals and delegate project work

• Create management reports and make recommendations with regard to problem Identification and resolution

• Take complete responsibility of the full life cycle of projects assigned and oversee software release implementations when required

• Take complete responsibility for all PCI Compliance related activities including the PCI PIN and other internal and external audits

• Demonstrate Visa’s core values and maintain a positive and open demeanor

• Foster a culture of teamwork, collaboration and mentoring

• Identify process improvements and/or ineffective use of project hours and resources

• Generate innovative ideas, solutions, and opportunities to contribute to the Visa,  DPS service’s and project’s success

• Work with the management team, Operations and support, on day-to-day activities to ensure service excellence

This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.

Visa will accept applications for this role until at least October 28, 2025. If this is posting, we are still accepting applications

Visa is not offering relocation assistance for this role.

Basic Qualifications:
o10+ years of relevant work experience and a Bachelors degree, OR 13+ years of relevant work experience

Preferred Qualifications:
o12 or more years of work experience with a Bachelor’s Degree or 8-10 years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 6+ years of work experience with a PhD
o Bachelor's degree in an Engineering or Technical field or equivalent experience required
o Prior experience working in the Payments/Financial Services sector in a technical or lead/management role required
o Knowledge of financial industry practices, regulations, and operations required
o Hands-on experience designing and implementing encryption for high throughput payment switching applications, including AES GCM or similar authenticated encryption, secure key storage, and hardened TLS (TLS 1.2/1.3, mTLS) required
o Minimum of 8 years of experience in a software development or related role
o Minimum of 7 years of experience in a Technical Management/Lead role
o Minimum 7 years of prior experience working with a Settlement/Reporting Backend of a Switching Application in a technical or lead/management role required
o Expertise with payments key management standards and flows: DUKPT, TR 31 key blocks, TR 34 remote key loading, PIN block formats (ISO 0/1/3), PAN masking/truncation, and tokenization approaches.
o Demonstrated ownership of PCI DSS compliance in a switching or authorization platform, including scope reduction, compensating controls, evidence production, and partnering with QSAs. Familiarity with PCI DSS v4.0 control families relevant to switching (e.g., 2, 3, 4, 5, 7, 8, 10, 11, 12).
o Familiarity with applicable standards and validations: NIST SP 800 57/56/38 series, FIPS 140 2/140 3, OWASP ASVS.
o Strong knowledge of IBM Mainframe technology
o Prior experience with Golden Gate Software or other similar replication/middleware technology
o Attention to detail with good organizational capabilities
o Ability to prioritize with good time management skills
o Strong analytical, problem determination and customer relations skills
o Strong and effective communication skills (both written and verbal) and the ability to present complex ideas in a clear, concise way
o Collaborative, team oriented style
o Strong business skills, industry knowledge, financial management and planning skills, long-term vision, and executive presence

Work Hours: Varies upon the needs of the department.

Travel Requirements: This position requires travel 5-10% of the time.

Mental/Physical Requirements: This position will be performed in an office setting.  The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

Visa is an EEO Employer.  Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status.  Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code.

U.S. APPLICANTS ONLY: The estimated salary range for a new hire into this position is 176,400.00 to 256,000.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.

Visa is not offering relocation assistance for this role.