Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose – to uplift everyone, everywhere by being the best way to pay and be paid.

Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa.

As the world’s leader in digital payments technology, Visa’s mission is to connect the world through the most creative, reliable and secure payment platform - enabling individuals, businesses, and economies to thrive.

Cross-border remittances and new business models (e.g., gig economy) require the ability to deploy rapid, frequent payouts. We are building a Technology Platform that will enable fast and ubiquitous push payments across a range of domestic and cross border use cases aiming to capture significant revenue opportunity across P2P, B2SB, and B2C flows and value-added services. Built on the latest standards/tech stack and providing open APIs, this platform will help drive innovation in the entire ecosystem.

We value creative and driven individuals who love to own their products, and design and implement solutions that create a seamless experience for consumers and clients.  Our developers work across the stack, and are experts in service oriented architectures and technologies such as Java, Java EE, Spring, ORM, Oracle, DB2, React JS, Hazelcast, RabbitMQ/Kafka, Kubernetes and Docker.

As we embark on the journey to enhance the Visa Direct Payout Services technology platforms, we are looking for a Software Engineer who can participate in the design, development and delivery activities for this product. 

The role involves extensive hands-on activities. Here are key job responsibilities –

• Understand the Payments industry and where Visa Direct Payout Services fits in the payment’s ecosystem
• Understand the business initiatives and their importance to the growth of Visa Direct Payout Services. 
• Develop a good understanding of the Visa Direct Payout Services technology platforms and the 3 rails of money movement – cards, accounts and wallets.
• Collaborate with product owners and technical staff globally to define requirements for new features and enhancements to the platform.
• Take ownership and lead the engineering responsibility for multiple components of the platform with a focus on security, high scalability (3000+ tps), and six nines of availability.
• Actively participate in creating solution documents consistently, be hands-on with low level design, writing code, code review, coding and unit testing activities.
• Coordinate engineering activities across the delivery of the project and work with engineers to ensure they are delivering efficiently and to high quality standards. Co-ordinate and influence business and technology partners spread across different regions to mitigate these risks.
• Utilize GenAI tools to enhance software development processes, including code generation, optimization, and testing.
• Build a culture of engineering excellence within the team, drive adoption of practices like continuous integration, security, code reviews, code coverage, code quality and shift left practices.
• Identify opportunities for further enhancements and refinements to standards, processes and systems.

This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.

Basic Qualifications
* Bachelors degree, OR 3+ years of relevant work experience

Preferred Qualifications
* Bachelor degree in Computer Science or related field with a minimum of 2+ years of Software Development Experience or a Masters in Computer Science or related field with a minimum of 1+ years of Software Development Experience.
* Proficiency in Java 8 and later (Core Java, memory management, concurrency, functional programming) and experience with REST APIs, JSON and exposure to container based technologies.
* Understanding of generative AI models and tools, such as GPT, Llama, and Anthropic etc., and using MCP (Model Context Protocol)
* Familiarity with GenAI tools such as GitHub copilot, ChatGPT, Claude, Copilot for Microsoft 365, and other relevant platforms
* Experience with Agile development incorporating Continuous Integration and Continuous Delivery, utilizing technologies such as GIT, Maven, Jenkins, Chef, Sonar, Clover, JUnit, Mockito.
* Experience with shift left practices and performance testing applications.
* Collaborate with security team to implement and verify secure coding techniques.
* Experience in the Payment domain is a plus.

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.