Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose – to uplift everyone, everywhere by being the best way to pay and be paid.

Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa.

Join the Future of Payments at Visa! 

Are you ready to shape the future of payments and work with cutting-edge technology? Visa is at the forefront of a rapidly evolving industry, investing heavily in innovative solutions. We're looking for highly motivated developers to join our team and work on both groundbreaking products and modernizing existing systems. 

Why Visa? 

The payment industry is evolving at a rapid pace, with countless innovative ideas transforming the market. Visa is a leading force in this space, making significant strides in becoming a tech-driven company. If you're excited about working in a dynamic environment that promises innovation for the next 5 to 10 years, Visa is the place to be. 

Your Role: 

As a part of the Risk and Identity Solutions (RaIS) team, you will be responsible for developing critical risk and fraud prevention applications and services. Your work will involve: 

• Idea Generation & Architecture: Contribute to the brainstorming, design, and architecture of new solutions. 

• Development & Testing: Develop and test applications using bleeding-edge AI tools like ChatGPT, GitHub Copilot, and other homegrown solutions. 

• Innovation & Impact: Design new software solutions or refactor existing ones to enhance performance and maintainability, all while making a significant impact on our products and services. 

What We Offer: 

• Innovative Environment: Work with cutting-edge AI tools and technologies. 

• Professional Growth: Opportunities to learn and grow in a fast-paced industry. 

• Impactful Work: Play a key role in preventing fraud and enhancing security for Visa and its clients. 

• Hybrid Work Model: This position offers a flexible hybrid work environment. Employees can alternate time between remote and office work. Typically, you'll be expected to work from the office 2-3 days a week, with the goal of being in the office 50% or more of the time based on business needs. 

Ideal Candidates: 

We're looking for software engineers who are passionate about solving challenging business problems and building applications that deliver exceptional user experiences. If you thrive in a dynamic environment and are ready to make a difference, we want you on our team. 
 

Required Education Qualifications (one of the below): 

• Master's degree in Mathematics, Science, Engineering, Computer Science, Information Systems, or a related field. 

• Bachelor's degree in Mathematics, Science, Engineering, Computer Science, Information Systems, or a related field AND a minimum of two (2) years of directly related experience. 

• Minimum of five (5) years of directly related experience without degree.

Required Work Experience and Proficiencies: 

• At least one (1) year of experience in building and testing enterprise-scale web services. 

• At least one (1) year of experience with Java and Java web frameworks such as Spring or Quarkus. 

• Experience with database technologies including SQL and No-SQL databases. 

• Familiarity with data streaming and queuing technologies like Kafka and ActiveMQ. 

• Ability to verify assumptions about requirements and escalate potential design issues to appropriate stakeholders. 

• Experience in refining code plans under technical leadership and contributing to design documentation. 

• Proficient in applying coding patterns, guidelines, styles, and best practices. 

• Experience in participating in code reviews and ensuring adherence to coding standards. 

• Ability to create test plans, identify testing tools, and execute testing to resolve defects. 

Key Responsibilities: 

• Collaboration and Leadership: Work closely with stakeholders (e.g., project managers, technical leads, product owners) to interpret and verify project requirements. Informally lead junior engineers and provide mentorship. 

• Design and Development: Assist in designing and developing specific product components under the guidance of senior engineers. Contribute to design documentation and ensure alignment with requirements. 

• Coding Standards and Practices: Write code that is extensible and maintainable, following coding patterns, guidelines, and best practices. Participate in code reviews and address pull requests. 

• Testing and Quality Assurance: Create comprehensive test plans and execute testing procedures to identify and resolve defects. Monitor and summarize test results, communicating findings to relevant stakeholders. 

• Tool Utilization: Utilize and expand knowledge of software developer tools to create, debug, and maintain code. Identify useful tools for product development and stay current with training resources to improve product performance. 

This is a hybrid position. Hybrid employees can alternate time between both remote and office. Employees in hybrid roles are expected to work from the office 2-3 set days a week (determined by leadership/site), with a general guidepost of being in the office 50% or more of the time based on business needs.

Basic Qualifications
2+ years of relevant work experience and a Bachelors degree, OR 5+ years of relevant work experience

Preferred Qualifications
3 or more years of work experience with a Bachelor’s Degree or more than 2 years of work experience with an Advanced Degree (e.g. Masters, MBA, JD, MD)
Master's degree in Mathematics, Science, Engineering, Computer Science, Information Systems, or a related field  --OR-- Bachelor's degree in Mathematics, Science, Engineering, Computer Science, Information Systems, or a related field AND a minimum of two (2) years of directly related experience --OR-- Minimum of five (5) years of directly related experience without degree.

At least one (1) year of experience in building and testing enterprise-scale web services. 

At least one (1) year of experience with Java and Java web frameworks such as Spring or Quarkus. 

Experience with database technologies including SQL and No-SQL databases. 

Familiarity with data streaming and queuing technologies like Kafka and ActiveMQ. 

Ability to verify assumptions about requirements and escalate potential design issues to appropriate stakeholders. 

Experience in refining code plans under technical leadership and contributing to design documentation. 

Proficient in applying coding patterns, guidelines, styles, and best practices. 

Experience in participating in code reviews and ensuring adherence to coding standards. 

Ability to create test plans, identify testing tools, and execute testing to resolve defects. 

Collaboration and Leadership: Work closely with stakeholders (e.g., project managers, technical leads, product owners) to interpret and verify project requirements. Informally lead junior engineers and provide mentorship. 

Design and Development: Assist in designing and developing specific product components under the guidance of senior engineers. Contribute to design documentation and ensure alignment with requirements. 

Coding Standards and Practices: Write code that is extensible and maintainable, following coding patterns, guidelines, and best practices. Participate in code reviews and address pull requests. 

Testing and Quality Assurance: Create comprehensive test plans and execute testing procedures to identify and resolve defects. Monitor and summarize test results, communicating findings to relevant stakeholders. 

Tool Utilization: Utilize and expand knowledge of software developer tools to create, debug, and maintain code. Identify useful tools for product development and stay current with training resources to improve product performance. 

Work Hours: Varies upon the needs of the department.

Travel Requirements: This position requires travel 5-10% of the time.

Mental/Physical Requirements: This position will be performed in an office setting.  The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

Visa is an EEO Employer.  Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status.  Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code.

U.S. APPLICANTS ONLY: The estimated salary range for a new hire into this position is 94,100.00 to 132,900.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.