Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose – to uplift everyone, everywhere by being the best way to pay and be paid.

Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa.

Join the Future of Payments at Visa! 

Are you ready to shape the future of payments and work with cutting-edge technology? Visa is at the forefront of a rapidly evolving industry, investing heavily in innovative solutions. We're looking for highly motivated developers to join our team and work on both groundbreaking products and modernizing existing systems. 

Why Visa? 

The payment industry is evolving at a rapid pace, with countless innovative ideas transforming the market. Visa is a leading force in this space, making significant strides in becoming a tech-driven company. If you're excited about working in a dynamic environment that promises innovation for the next 5 to 10 years, Visa is the place to be. 

Your Role: 

As a part of the Risk and Identity Solutions (RaIS) team, you will be responsible for developing critical risk and fraud prevention applications and services. Your work will involve: 

• Idea Generation & Architecture: Contribute to the brainstorming, design, and architecture of new solutions. 

• Development & Testing: Develop and test applications using bleeding-edge AI tools like ChatGPT, GitHub Copilot, and other homegrown solutions. 

• Innovation & Impact: Design new software solutions or refactor existing ones to enhance performance and maintainability, all while making a significant impact on our products and services. 

What We Offer: 

• Innovative Environment: Work with cutting-edge AI tools and technologies. 

• Professional Growth: Opportunities to learn and grow in a fast-paced industry. 

• Impactful Work: Play a key role in preventing fraud and enhancing security for Visa and its clients. 

• Hybrid Work Model: This position offers a flexible hybrid work environment. Employees can alternate time between remote and office work. Typically, you'll be expected to work from the office 2-3 days a week, with the goal of being in the office 50% or more of the time based on business needs. 

Ideal Candidates: 

We're looking for software engineers who are passionate about solving challenging business problems and building applications that deliver exceptional user experiences. If you thrive in a dynamic environment and are ready to make a difference, we want you on our team. 

 Required Education Qualifications (one of the below):  

• Master's degree in Math, Science, Engineering, Computer Science, Information Systems, or related field + 6 years of related experience 

• Bachelor's degree in Math, Science, Engineering, Computer Science, Information Systems, or related field + 8 years of related experience 

• 11 years of directly related experience without a degree 

Required Work Experience and Proficiencies: 

• Minimum four (4) years of experience in a leadership role, whether with or without direct reports, including mentoring other developers and spearheading intra-team and cross-team projects. 

• At least three (3) years of hands-on experience with container-based technologies. 

• Exceptional Java programming skills, with substantial experience in Java microservices frameworks such as Spring or Quarkus. 

• Profound knowledge of SQL, No-SQL databases, and data streaming/queuing technologies like AMQ and Kafka. 

• Proficient in clean coding practices, architectural design, and software design principles. 

• Extensive experience in migrating and modernizing software stacks. 

• Solid understanding of secure coding practices and expertise in mitigating security vulnerabilities. 

• Capable of establishing and maintaining robust development conventions and best practices for handling cross-cutting concerns. 

Key Responsibilities: 

• Collaborative Leadership: Lead and collaborate with stakeholders (e.g., product owners, project managers, technical leads, architects) to define project requirements, leveraging an understanding of tradeoffs and project costs. 

• Design and Architecture: Translate functional and non-functional requirements into system designs, ensuring components interact seamlessly across teams. Lead architecture discussions and refine design documents to meet non-functional requirements. 

• Code Development and Reviews: Independently design and develop products, lead code reviews, and ensure adherence to coding standards. Provide guidance to junior team members and share best practices. 

• Testing and Quality Assurance: Create and review complex test plans, identify test gaps, and ensure efficient execution of quality assurance testing. Proactively predict and address defects in software code. 

• Tool Enhancement and Automation: Lead efforts to enhance, reuse, and identify new developer tools. Propose and implement automation to improve system and tool efficiency. 

• Mentorship and Knowledge Sharing: Stay abreast of new trends and technologies, mentor other engineers, and share knowledge to improve product availability, reliability, efficiency, observability, and performance. 

• Stakeholder Engagement: Engage with product engineering teams and product owners through code/design reviews, regular meetings, and participation in on-call rotations and incident responses. 

This is a hybrid position. Hybrid employees can alternate time between both remote and office. Employees in hybrid roles are expected to work from the office 2-3 set days a week (determined by leadership/site), with a general guidepost of being in the office 50% or more of the time based on business needs.

Basic Qualifications
8+ years of relevant work experience with a Bachelor’s Degree or at least 5 years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 2 years of work experience with a PhD, OR 11+ years of relevant work experience.

Preferred Qualifications
9 or more years of relevant work experience with a Bachelor Degree or 7 or more relevant years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 3 or more years of experience with a PhD
Master's degree in Math, Science, Engineering, Computer Science, Information Systems, or related field + 6 years of related experience OR Bachelor's degree in Math, Science, Engineering, Computer Science, Information Systems, or related field + 8 years of related experience OR 11 years of directly related experience without a degree.

Minimum four (4) years of experience in a leadership role, including mentoring developers and leading intra-team and cross-team projects.

At least three (3) years of hands-on experience with container-based technologies.

Exceptional Java programming skills with experience in Java microservices frameworks like Spring or Quarkus.

Knowledge of SQL, No-SQL databases, and data streaming/queuing technologies such as AMQ and Kafka.

Proficient in clean coding practices, architectural design, and software design principles.

Experience in migrating and modernizing software stacks.

Understanding of secure coding practices and mitigating security vulnerabilities.
Ability to establish and maintain development conventions and best practices for cross-cutting concerns.

Lead and collaborate with stakeholders to define project requirements and understand tradeoffs and project costs.

Translate requirements into system designs, lead architecture discussions, and ensure components interact seamlessly.

Design and develop products, lead code reviews, and ensure adherence to coding standards.

Create and review complex test plans, identify test gaps, and address defects in software code.

Enhance and identify new developer tools, propose and implement automation for efficiency.

Stay updated on new trends, mentor engineers, and share knowledge to improve product performance.

Engage with product engineering teams and product owners through reviews, meetings, and incident responses.

Work Hours: Varies upon the needs of the department.

Travel Requirements: This position requires travel 5-10% of the time.

Mental/Physical Requirements: This position will be performed in an office setting.  The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

Visa is an EEO Employer.  Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status.  Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code.

U.S. APPLICANTS ONLY: The estimated salary range for a new hire into this position is 127,300.00 to 184,700.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.