Visa is a world leader in digital payments, facilitating more than 215 billion payments transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable and secure payments network, enabling individuals, businesses and economies to thrive.

When you join Visa, you join a culture of purpose and belonging – where your growth is priority, your identity is embraced, and the work you do matters. We believe that economies that include everyone everywhere, uplift everyone everywhere. Your work will have a direct impact on billions of people around the world – helping unlock financial access to enable the future of money movement.

Join Visa: A Network Working for Everyone.

Payments are a very exciting and fast-developing area with a lot of new and innovative ideas coming to market. With strong demand for new solutions in this space, it promises to be an exciting area of innovation for the next 5 to 10 years. VISA is a strong leader in the payment industry, and is rapidly transitioning into a technology company with significant investments in this area.

If you want to be in the exciting payment space, learn fast and make big impacts, VISA Risk and Identity Solutions team is an ideal place for you!

Risk and Identity Solutions team within VAS (Value added Services) organization is looking for curious, creative, and talented technologists to join our team. This includes idea generation, architecture, design, development, and testing of products, applications, and services that provide Visa clients with solutions to detect, prevent, and mitigate fraud for Visa and Visa client payment systems.

This position is ideal for an experienced software engineer who is passionate about collaborating with business and technology partners in solving challenging fraud prevention problems. You will be a key driver in the effort to define the shared strategic vision for the Risk and Identity Solutions team and defining tools and services that safeguard Visa’s payment systems.  

The right candidate will possess strong software engineering background, with demonstrated experience in driving technical design for products and services that have created business value and delivered impact within the payments or similar industries. 

A successful candidate is a technical leader with the ability to engage in high bandwidth conversations with business and technology partners and be able to think broadly about Visa’s business and drive solutions that will enhance the safety and integrity of Visa’s payment ecosystem. The candidate will help deliver innovative insights to Visa's strategic products and business. This role represents an exciting opportunity to make key contributions to strategic offering for Visa. This candidate needs to have strong academic track record and be able to demonstrate excellent software engineering skills. The candidate will be a self-starter comfortable with ambiguity, with strong attention to detail, and excellent collaboration skills. 

The ideal candidate will bring the excitement and passion to leverage Generative AI to advance existing fraud detection mechanisms and to innovate and solve new fraud use cases. This engineer will use code generation capabilities like GitHub copilot to drive efficiencies in software development. 

Essential Functions

• You will lead initiatives to architect, enhance, and build next generation products in an agile development environment

• Present technical solutions, capabilities, considerations, and features in business terms. Effectively communicate status, issues, and risks in a precise and timely manner

• Write software code that complies with design specifications and meets security and Java/J2EE best practices that will meet development and support requirements

• Evaluate cutting edge technologies, drive towards adoption, create proof-of-concept and frameworks

• Participate in all stages of development from design through implementation

• Understand current posture of product ecosystem and specifics for VAS PD's solutions

• Serve as subject matter expert for the major components and application domains.

• Drive projects that involve full stack development using Java, Spring, Microservices, Rest based APIs, frontend frameworks like ReactJS and Spark/Scala based processing on Hadoop platform

• Drive solution architecture and technical architecture with product owners, engineers, and technical product managers to scale products to highly functional, secure, performant and resilient platforms

• Excel in partnership with technical product managers, project managers and product leaders on requirements workshops and grooming, and help define joint product/technology roadmap

• Drive release planning exercise, track development and testing to timely releases

• Contribute to financial planning and roadmap planning for new and existing initiatives

• Collaborate across engineering teams and leaders in VAS, Operations, and Infrastructure (O&I), security and platform teams.

• Enable and inspire teams to an innovation mindset, high levels of engagement and performance

• Develop a culture of high levels of accountability and ownership with the team

• Demonstrated proficiency in troubleshooting, root-cause analysis, application design, and implementing large components for enterprise projects

• Communicate for success with partners in program management, product office, operations, and other stakeholders

• Strong SDLC background in Agile/Iterative practices

• Develop and measure design, code governance and delivery practices to achieve consistent high-quality releases

• Coach/Mentor Junior engineers

• Help hire top software engineers

• Manage multiple projects and initiatives with competing timelines and demands.

• Act decisively on continuous improvements to processes/tools for better developer efficiency and productivity

• Lead product development with engineering teams across multiple geographies

This is a hybrid position. Hybrid employees can alternate time between both remote and office. Employees in hybrid roles are expected to work from the office 2-3 set days a week (determined by leadership/site), with a general guidepost of being in the office 50% or more of the time based on business needs.

Visa does not support immigration for this role.

Visa is not offering relocation assistance for this role.

Basic Qualifications:
• 8+ years of relevant work experience with a Bachelor’s Degree or at least 5 years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 2 years of work experience with a PhD, OR 11+ years of relevant work experience.

Preferred Qualifications:
• 9 or more years of relevant work experience with a Bachelor Degree or 7 or more relevant years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 3 or more years of experience with a PhD
• Be systematic and be able to do deep research wanting to uncover the details
• Demonstrated ability to lead and navigate through ambiguity
• Experience in unit testing frameworks, functional testing processes, test management and automated testing tools
• Experience in docker and Kubernetes based deployments and platforms
• Familiarity with CI/CD tools is preferred
• Experience in Payments platforms is preferred
Have had hands-on engineering experience architecting high performant platforms
• Technically savvy and have deep understanding about system architecture and design best practices from building client facing high performant systems with high SLAs
• Experience leading full stack development, using some of these technologies- Java, Spring MVC, Spring Boot, React JS, JavaScript, MongoDB, Maven, and Design Patterns, Test Automation framework
• Experience leading development on large data processing and transaction systems
• Have great work ethics, and be a team player striving to bring the best results as a team
• Experience in roadmap planning and execution to roadmap and KPIs
• Experience defining metrics and measuring performance of development teams
• Experience leading development with engineers and teams in multiple geographical locations and time zones
• Strong interpersonal, facilitation, and effective communication skills and the ability to present complex ideas in a clear, concise way
• Experience leading, coaching, and growing engineering teams
• Experience conducting technical interviews and hiring top engineering talent

Work Hours: Varies upon the needs of the department.

Travel Requirements: This position requires travel 5-10% of the time.

Mental/Physical Requirements: This position will be performed in an office setting.  The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

Visa is an EEO Employer.  Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status.  Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code.

U.S. APPLICANTS ONLY: The estimated salary range for a new hire into this position is 132,900.00 to 172,800.00 USD, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.

Visa does not support immigration for this role.

Visa is not offering relocation assistance for this role.