Visa is a world leader in digital payments, facilitating more than 215 billion payments transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable and secure payments network, enabling individuals, businesses and economies to thrive.

When you join Visa, you join a culture of purpose and belonging – where your growth is priority, your identity is embraced, and the work you do matters. We believe that economies that include everyone everywhere, uplift everyone everywhere. Your work will have a direct impact on billions of people around the world – helping unlock financial access to enable the future of money movement.

Join Visa: A Network Working for Everyone.

Position Summary

Visa's Crypto Product Team is responsible for identifying new product opportunities that exist within the emerging crypto and blockchain network landscape, creating strategies that define Visa's participation in those opportunities, and delivering the capabilities required to capture those opportunities. The success of many crypto product opportunities at Visa depends on the proper usage of advanced cryptographic primitives that are often combined in a unique way to address customer pain points. This results in custom-made, original solutions that are highly secure and scalable based on strong principles of cryptography, distributed systems, and privacy-enhancing technologies.

The Director of Cryptographic Solutions position will focus on identifying, designing, and working with technology counterparts to create such product opportunities from a deep technical product standpoint. The effective creation & delivery of such products requires an in-depth knowledge of cryptography in conjunction with business objectives modeling and software architecture design.

Responsibilities

• Deliver tailored crypto and blockchain network solutions for a wide variety of Visa’s partners including banks, fintechs, merchants, central banks, RTP networks and blockchain network ecosystem participants

• Responsible for managing the cryptography features product roadmap for Visa’s crypto product solutions and collaborating with key stakeholders across the strategy, risk, research, and engineering organizations

• Engage with clients to clearly understand & model customer needs and requirements for innovative payment, loyalty and identity solutions

• Lead experts across crypto research & engineering functions to build a detailed architecture of the system that meets business and client requirements

• Lead coordination across product managers, research, and engineering teams to define & prioritize development milestones (PoC, MVP, pilot) & scope the resources needed to at every step to bring the ideas to life

• Work closely with the extended Crypto business team to scale emerging crypto product lines from initial proof of concept through go-to-market execution that spans pricing, strategy, deal structuring, and client support

• Build strong internal relationships with business partners—including the product, legal, and government engagement teams

• Serve as an applied cryptography subject matter expert internally and externally, leading training for internal teams and educating clients and partners

This is a hybrid position. Hybrid employees can alternate time between both remote and office. Employees in hybrid roles are expected to work from the office 2-3 set days a week (determined by leadership/site), with a general guidepost of being in the office 50% or more of the time based on business needs.

Basic Qualifications

• 10 or more years of work experience with a Bachelor’s Degree or at least 8 years of work experience with an Advanced Degree (e.g. Masters/ MBA/JD/MD) or at least 3 years of work experience with a PhD
• 5+ years of industry experience in designing/developing client-driven innovative crypto solutions
• 2+ years of cross-functional leadership experience between business & technical/engineering functions

Preferred Qualifications

• 12 or more years of work experience with a Bachelor’s Degree or 8-10 years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 6+ years of work experience with a PhD in computer science/engineering or similar fields
• Deep knowledge of cryptography & blockchain principles, preferably with a strong track record of academic publications
• Good understanding of financial & payment systems concepts such as banking, fractional reserves, cross-border payments, payment authorization, clearing & settlement.
• Passionate about payments and cryptocurrency and driven by opportunities to scale new products and businesses
• Demonstrated problem solving skills and creativity to find new opportunities and anticipate how cryptocurrencies could impact payments.
• Possess significant functional knowledge of the cryptocurrency ecosystem and players involved, including in-depth knowledge around permissionless blockchain technology as well as a deep understanding of existing retail payment solutions
• Expertise in explaining complex concepts and technologies to a broad audience of external and internal partners
• Advanced communication skills with the ability to influence across all levels of an organization

Work Hours: Varies upon the needs of the department.

Travel Requirements: This position requires travel -10 -20% of the time or as needed.

Mental/Physical Requirements: This position will be performed in an office setting.  The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

Visa is an EEO Employer.  Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status.  Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code.

U.S. APPLICANTS ONLY: The estimated salary range for a new hire into this position is 147,400.00 to 191,700.00 USD, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.