Visa is a world leader in digital payments, facilitating more than 215 billion payments transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable and secure payments network, enabling individuals, businesses and economies to thrive.

When you join Visa, you join a culture of purpose and belonging – where your growth is priority, your identity is embraced, and the work you do matters. We believe that economies that include everyone everywhere, uplift everyone everywhere. Your work will have a direct impact on billions of people around the world – helping unlock financial access to enable the future of money movement.

Join Visa: A Network Working for Everyone.

Visa is looking for a Financial Analyst to join the Visa Global Operating Certificate (GOC) support team in Foster City, California, U.S.A. The Operating Certificates are reports filed by financial institutions on a quarterly and Monthly basis. Visa uses the reports to assess quarterly Service Fees and perform other industry metric analysis. The Operating Certificate team is responsible for assisting and training clients with the Operating Certificate filing, analyzing submitted data, and resolving reporting errors. In addition, the team is responsible to ensure complete and accurate billing on quarterly/monthly basis based on client submitted data.

This role reports to the Director Global Operating Certificate and liaison to provide support with all aspects of Global Operating Certificate (GOC) and Global Operating Analytics (GOA) functions and other Revenue Operations projects.

Responsibilities / Essential Functions

• Review newly executed Issuer and Acquirer contracts to assess Visa's contractual pricing obligations
• Responsible to enter/maintain Clients’ key contract terms in the contract database and perform multi factor reconciliations to ensure completeness and accuracy
• Prepare complex pricing adjustment calculations (both accrual and cash basis)
• Develop new and maintain existing financial models to monitor revenue and pricing compliance on a monthly or quarterly basis
• Perform ongoing reviews of billing systems, processes, and controls through the interpretation of historical financial, operational, and transactional data to mitigate the risks of potential billing errors
• Analyze revenue data and prepare customer and product revenue reports for Management
• Perform quantitative analysis using data mining and database query tools to build confident level on accuracies of clients’ reporting
• Drive value for Visa using multiple data points to identify unusual anomalies among clients’ issuing and acquiring reported data including Fixed Acquirer Network Fee (FANF) and answer critical questions for business teams
• Analyze US acquiring and merchant population to understand payment acceptance behavior that identify revenue leakage and incremental revenue opportunities
• Leverage big data and cutting-edge data mining techniques, as well as modeling and segmentation using technology software, to perform business and technical data analyses interpret large data and unusual anomalies within FANF reporting
• Develop high level deliverables based on data analytics and communicate results to a business audience
• Continually apply sound judgment and analytical methods to ensure professional standards are satisfied
• Take responsibility for identified issues including additional research, discussion with the Business, Account Executives and client, development of practical solutions, documentation, and calculation of the respective fee adjustments
• Effectively communicate with internal and external business partners and clients to be an effective business partner and provide value added trainings to Visa clients
• Advance with Excel skills to confidently use Macros and VB tools to assist with various process automations and complex analyses  
• Assist with all other ad-hoc revenue projects and analyses and reports as needed
• Stay informed of general business and regulatory developments and their impact on the billing functions and Payment processing industry

Travel Requirements

This position may require approximately 20% travel within North America.

This is a hybrid position. Hybrid employees can alternate time between both remote and office. Employees in hybrid roles are expected to work from the office 2-3 set days a week (determined by leadership/site), with a general guidepost of being in the office 50% or more of the time based on business needs.

Work Hours: Varies upon the needs of the department.

Travel Requirements: This position requires travel 5-10% of the time.

Mental/Physical Requirements: This position will be performed in an office setting.  The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

Visa is an EEO Employer.  Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status.  Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code.