Compliance Analyst, Visa Rules and Compliance

  • Full-time
  • Job Family Group: Client Support Services

Company Description

Visa is a world leader in digital payments, facilitating more than 215 billion payments transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable and secure payments network, enabling individuals, businesses and economies to thrive.

When you join Visa, you join a culture of purpose and belonging – where your growth is priority, your identity is embraced, and the work you do matters. We believe that economies that include everyone everywhere, uplift everyone everywhere. Your work will have a direct impact on billions of people around the world – helping unlock financial access to enable the future of money movement.

Join Visa: A Network Working for Everyone.

Job Description

Client Services works with issuers, acquirers, processors and merchants worldwide to develop and deliver the support model for Visa Inc. This includes day-to-day operations and product support, back office support and customer performance reporting. Client Services includes the Rules and Compliance function, which supports the structural foundation of the Visa Payments network. 

Rules and Compliance ensures the safety, security and integrity of the payment system and supports Visa clients in the development of their electronic payments business. 

Specifically, the Rules and Compliance team establishes and enforces common interoperable rules and standards for our products and services by which clients must operate their Visa programs. 


This is an individual contributor operational role, to provide support with respect to creating and implementing compliance solutions that meet the regulatory and strategic compliance objectives of Visa. The jobholder will help coordinate important programs promoting the integrity of Visa transactions. The position will be primarily accountable for investigating Visa Rule violations in relation to Marketplace, Cross Border Acceptance, Cross Border Issuance, Digital Wallet, Merchant Category Code, Crypto, Merchant Data Quality, Issuer Hold, Dynamic Currency Conversion, Minimum Approval Rate, Fraud Reporting and / or various other new or existing compliance programs, as well as developing detailed data analyses to support these programs. Programs managed by this role may change over time based on Visa’s Compliance needs. The role will manage internal and external relations within the context of compliance negotiations and enforcement (non-compliance assessments) and process escalation where appropriate to the Rules and Compliance senior management with the intention of ensuring minimal brand and reputational risk exposure to the Visa Inc. enterprise.

The role works independently under moderate supervision. The compliance issues are sometimes difficult and mildly complex in nature. The role may help review other staff work within the function. The role communicates with contacts typically within the vertical.

Essential Functions:

The role will ensure that clients are compliant to the rules, monitor, investigate and validate the compliance status of Clients and, where necessary, pursue corrective and negotiated action.  The primary focus is to bring Clients into compliance with proactive compliance program rules. The role is also responsible for negotiating compliance action plans with Clients, using discretion within the regulatory framework, while assessing the impact on the Visa brand, the integrity of the network, the client’s businesses and the feasibility of suggested remedial action.

The role is responsible and accountable for:

  • Ensuring Clients are compliant with the rules and monitoring, investigating and validating the compliance status of Clients and, where necessary, pursuing corrective and negotiated action with the Clients to bring them into compliance. 
  • Creating analysis of transaction data and various research to identify non-compliant activity or trends.
  • Tracking and control of Compliance actions plans as submitted by Clients and ensuring they are tracked to resolution.
  • Managing internal and external relations within the context of compliance enforcement (non-compliance assessments) and processes escalating where appropriate to the Rules and Compliance senior management with the intention of ensuring minimal brand and reputational risk exposure to the Visa Inc. enterprise.
  • Providing prompt, accurate responses to questions about proactive compliance program rules.
  • Ensuring all management information statistics and performance criteria and trends relating to Compliance processing are collated, analyzed, published and fed back to team members to help define the compliance strategy for Visa Inc. globally and regionally.
  • Participating in the development and execution of activities and programs aimed at improving Client and/or internal satisfaction.
  • Establishing and maintaining relationships with Clients and other entities as it relates to the responsibilities of the Rules and Compliance team, participating in activities in relation to inquiries or action plans as required.
  • Interacting with Clients and Visa Inc. Sales Account Executives / CS Account Managers to ensure Client understanding and compliance with the Visa Rules
  • Execution of Rules and Compliance procedures, as developed and updated over time as the function progresses.
  • Management of multiple compliance actions with Business Function owners at any one time and prioritizing as appropriate.
  • Assisting in the definition and creation of yearly strategy and plans to support the relevant compliance programs.
  • Provide Clients and staff with accurate interpretation and analysis of the Visa Rules in response to telephone or written inquiries and / or proposed Client or Third Party Administrator activities, and as a full project team member for assigned projects as required.

This is a hybrid position. Hybrid employees can alternate time between both remote and office. Employees in hybrid roles are expected to work from the office 2-3 set days a week (determined by leadership/site), with a general guidepost of being in the office 50% or more of the time based on business needs.


Basic Qualifications

• Bachelors/Degree or equivalent experience, Minimum of 3+ years progressively responsible experience in financial services, payment card, banking, audit or compliance is required.

Preferred Qualifications

• Strong interpersonal skills and proven abilities in negotiating with and influencing customers and staff at all levels, including strong written and verbal communications skills.
• Excellent writing skills to convey complex topics in “Plain English”.
• Advanced planning, organizational and problem solving skills.
• Strong analytical aptitude and demonstrated track record of working with data to develop business oriented solutions as well as the ability to apply sound business analysis to limit the downstream impact of decisions.
• Proven project management skills to coordinate divergent interests, commensurate with managing elements of a multi-faceted compliance program at an international level.
• Ability to represent technical and business issues and solutions to multiple levels internally and externally to support strategic organizational plans.
• Excellent research and analytical skills.
• Experience working cross-culturally and in remote situations.
• Ability to set priorities and manage expectations, and work both as part of a team and independently.
• Working knowledge of Microsoft Office. SharePoint and Visio a plus.
• Visa experience or in-depth knowledge of the payment solutions industry is highly desired.
• Extensive experience with Visa, a Regulatory Body, a Card Membership Organization or other Financial Industry body. Knowledge of the Visa Rules highly desired.
• Fluent English speaker and writer, multi-lingual capability is a plus.

Additional Information

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.
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