Fascinated by the future and captivated by technology? Smart, driven and want to make a difference in the world? You will fit right in.

By joining one of our teams at Visa Payments Limited, a division of Visa Inc since 2019, you’ll have an opportunity to shape the payments experience globally. Being part of Visa, the world’s leader in digital payments technology, our mission is to connect the world through the most creative, reliable and secure payment network, enabling individuals, businesses, and economies to thrive. 

Visa Payments Limited is a financial technology business that provides cross-border payment processing services to banks and payments businesses across six continents through its global network.

Individuality fuels our brand and our global team – we are proud that we are a talented team of 18,000 individuals with unique backgrounds, perspectives and experiences. Therefore, we understand that you are much more than your day job. We encourage quality of life both within and outside of the office, and whether it is taking advantage of agile work schedules or our wellness programmes, Visa Payments Limited and Visa Inc. respects and encourages meaningful work/life balance for everyone.

If you think you could support the Visa family by joining Visa Payments Limited as a Operations Analyst, we want to hear from you.

You're an individual. We're the team for you. Together, let's transform the way the world pays.

What’s it all About?

Visa Payments Limited is a UK subsidiary within the Visa Group and we have an opportunity for a Compliance Analyst to join our Due Diligence team during an exciting time of significant business change.

The purpose of the Compliance Function is to assist senior management to effectively manage designated risks, and to support the business by being an expert trusted advisor, overseeing a robust, integrated, and effective risk control framework.

Compliance has a remit to develop, implement, oversee, and report on a compliance-risk control framework, working closely with the Visa Payments Risk Committee and Visa Payments Board.

The compliance-risk control framework includes financial crime compliance and regulatory compliance. Financial crime focus is on Anti-Money Laundering (AML), Counter Terrorist Financing (CTF), Sanctions & Anti-Bribery and Corruption (ABC), and on the associated Know Your Customer (KYC) and Know Your Customer’s Business (KYC/B) & Counterparty Due Diligence (CDD) obligations, including primarily but not limited to: -

• On-boarding counterparty due diligence
• Transactional monitoring
• Sanctions screening
• Suspicious activity identification, monitoring and reporting

What we expect of you, Day-to Day

• Facilitating client & partner (supplier) diligence, on-boarding and relationship risk management processes, particularly in collection and analysis of due diligence for counterparty verification (i.e., KYC/CDD).
• Conducting and/or overseeing compliance reviews and audits including KYC refreshes on counterparties and partners.
• Ensuring clients and additional participants are within legal and risk parameters and not undertaking Money Laundering or criminal activities. 
• Identifying, managing & escalating suspected and actual money laundering, sanctions breaches and fraud cases.
• Ensuring the compliance control framework remains aligned with external legislation.
• Undertake detailed resolution work regarding compliance issues, queries and concerns raised internally.
• Promoting and providing advice on best compliance practice within critical business areas, including presenting control framework to internal and external parties as required.
• Ability to deal with a diverse range of tasks, requiring stakeholder management while meeting deadlines.
• Under the direction and supervision of the Diligence Manager and Deputy MLRO, engage with law-enforcement, NCA, and Regulators including the FCA, HMRC and OFAC as/if appropriate.
• Keep up to date with compliance legislation and regulation in particular, the UK Money Laundering Regulations, EU Anti-Money Laundering Directives and the Second Payment Services Directive.
• Undertake assigned Compliance project work ad-hoc (e.g., Fraud, monitoring, screening).
• Develop an understanding of Visa Payments Limited’s business operations, payment processes and systems

• Exemplify the company’s leadership values and promote them in all areas of the role, within and outside the function:

          - We Lead by Example

          - We Communicate Openly

          - We Enable and Inspire

          - We Excel with Partners

          - We Act Decisively

          - We Collaborate

Flex Work Arrangement - Hybrid Position - This is a hybrid position. Hybrid employees can alternate time between both remote and office. Employees in hybrid roles are expected to work from the office two days a week, Tuesdays and Wednesdays with a general guidepost of being in the office 50% of the time based on business needs.

Education:

• Ideally educated to degree level and/or related professional qualifications (e.g. International
Compliance Association Certificates and/or Diplomas)

Experience:

• Experience in a related environment (payments/FX industry, compliance, regulation,
enforcement)
• Experience of conducting due diligence on corporate entities would be essential, financial
institutions would be a plus
• Understanding of tools and systems used within compliance functions, particularly in relation to
payment processing
• Proven experience and understanding of assessing risk and identifying mitigation

Personal Attributes:

• Strong communication skills, written and oral
• Significant attention to detail
• Ability to absorb instructions and follow a process
• Team player, courteous and flexible approach
• Ability to think laterally and problem solve, identify risks as well as areas for enhancement
• Self-starter, motivated