Data Scientist
- Full-time
- Job Family Group: Product Development
Company Description
Visa is a world leader in digital payments, facilitating more than 215 billion payments transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable and secure payments network, enabling individuals, businesses and economies to thrive.
When you join Visa, you join a culture of purpose and belonging – where your growth is priority, your identity is embraced, and the work you do matters. We believe that economies that include everyone everywhere, uplift everyone everywhere. Your work will have a direct impact on billions of people around the world – helping unlock financial access to enable the future of money movement.
Join Visa: A Network Working for Everyone.
Job Description
To ensure that Visa’s payment technology is truly available to everyone, everywhere requires the success of our key bank or merchant partners and internal business units. The Global Data Science group supports these partners by using our outstandingly rich data set that spans more than 3 billion cards globally and collects more than 100 billion transactions in a single year. Our focus lies on building creative solutions that have an immediate impact on the business of our highly analytical partners. We work in complementary teams comprising members from Data Science and various groups at Visa. To support our rapidly growing group we are looking for Data Scientists who are equally passionate about the opportunity to use Visa’s rich data to seek significant business problems. You will join one of the Data Science focus areas (e.g., banks, merchants & retailers, digital products, marketing) with an opportunity for rotation within Data Science to gain broad exposure to Visa’s business.
The role can be based in Foster City, CA, Arlington, VA, Atlanta, GA, or Highlands Ranch, CO.
Essential Functions
Be an out-of-the-box problem solver who is passionate about brainstorming innovative ways to use our outstanding data to answer business problems
Connect with clients to understand the challenges they face and convince them with data
Extract and understand data to form an opinion on how to best help our clients and derive relevant insights
Develop visualizations to make your sophisticated analyses accessible to a broad audience
Find opportunities to craft products out of analyses that are suitable for multiple clients
Work with partners throughout the organization to find opportunities for using Visa data to drive business solutions.
Mine and analyze data from company databases to drive optimization and improvement of product, marketing techniques and business strategies for Visa and its clients
Assess the efficiency and accuracy of new data sources and data gathering techniques.
Develop custom data models and algorithms to apply to data sets.
Use predictive modeling to increase and optimize customer experiences, revenue generation, data insights, advertising targeting and other business outcomes.
Develop processes and tools to monitor and analyze model performance and data accuracy.
Qualifications
Basic Qualifications
2 years of work experience with a Bachelor’s Degree or an Advanced Degree (e.g. Masters, MBA, JD, MD, or PhD)
Preferred Qualifications
2+ years’ experience in data-based decision-making or quantitative analysis
Bachelor’s degree in an analytical field such as statistics, operations research, economics, computer science or many others (graduate degree is a plus)
Experience with extracting and aggregating data from large data sets using SQL or other tools
Competence in Excel, PowerPoint and Tableau
Experience in understanding and analyzing data using statistical software (e.g., Python, SAS, R, Stata or others)
Previous exposure to financial services, credit cards or merchant analytics is a plus, but not required
Additional Information
Visa has adopted a COVID-19 vaccination policy to safeguard the health and well-being of our employees and visitors. As a condition of employment, all employees based in the U.S. are required to be fully vaccinated for COVID-19, unless a reasonable accommodation is approved or as otherwise required by law.
COLORADO APPLICANTS ONLY: The estimated salary range for a new hire into this position in Colorado is $103,400 to $131,800, USD. Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position is eligible for annual bonus and equity.
Visa has a comprehensive benefits package for which this position is eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.
Work Hours: Varies upon the needs of the department.
Travel Requirements: This position requires travel 5-10% of the time.
Mental/Physical Requirements: This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.
Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.
Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code.