Visa is a world leader in digital payments, facilitating more than 215 billion payments transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable and secure payments network, enabling individuals, businesses and economies to thrive.

When you join Visa, you join a culture of purpose and belonging – where your growth is priority, your identity is embraced, and the work you do matters. We believe that economies that include everyone everywhere, uplift everyone everywhere. Your work will have a direct impact on billions of people around the world – helping unlock financial access to enable the future of money movement.

Join Visa: A Network Working for Everyone.

The Risk M&A and Integration Team provides wing to wing oversight of Visa’s M&A activities. It helps to identify, assess and prepare for any risks stemming from Visa’s M&A activities that may interfere with Visa’s objectives and operations, and supports mitigation through leading Global Risk’s acquired entity integration efforts. The Integration Consultant, Risk M&A and Integration, Enterprise Risk will partner closely with Acquired Entity Risk teams, Visa Global Risk teams and business functions to support Global Risk integration efforts ensuring the acquired entity executes on risk management related activities consistent with Visa’s Risk Frameworks and Appetite. The role will be the single point of contact between several entities and the Global Risk organization, responsible for Global Risk program roll out requirements, risk governance and will act as an accelerator of new entities into Visa.

This role requires an understanding of the payments industry, business environment & demonstrated experience assessing risks associated with business initiatives & strategies. Must work collaboratively with cross functional & geographically diverse teams to execute against a common goal of protecting the Enterprise.

Candidate will be responsible for:

• Supporting the establishment of appropriate Second line of defense for acquired entities through developing, coordinating and implementing Global Risk Integration plans, collaborating closely with functional subject matter experts across Global Risk, Visa and the acquired entity
• Monitoring the effectiveness of risk management to ensure mitigating measures are effective in protecting the Enterprise, through developing and supporting the maintenance of risk registers and Key Risk Indicators
• Championing risk culture by developing & maintaining risk partnerships with other Visa functions involved in the entity integration to educate & infuse Risk Management culture
• Continually monitoring the external environment and marketplace for events that can have an impact on risk profile and collaborating with cross functional subject matter experts to help identify Enterprise wide and acquired entity related headwinds and tailwinds & determining implications to Visa and the acquired entity (emerging risks, top risks, regional risks etc.) so to amend and update integration plans as necessary
• Supporting updates to senior leadership, regulators and other external parties on Visa’s risk management activities related to Visa’s acquired entities.

Basic:

• 5 or more years of relevant work experience with a Bachelor’s Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 0 years of work experience with a PhD

Preferred:

• 6+ years of relevant work experience with a Bachelor's Degree or Advanced Degree
• Experience within 2nd line of defence Risk Management with a strong understanding of the Three Lines of Defense model and its application across financial and technology firms
• Demonstrated analytical and problem-solving skills, with ability to be both strategic and tactical
• Ability to learn quickly, work independently and autonomously and operate within an ambiguous and fast paced environment that requires prioritization skills
• Collaborative personality with excellent interpersonal, presentation, and communication skills, and proven ability to develop strong relationships and work with all organizational levels across multiple teams and locations to accomplish results and exercise influence in a large, global, matrix organization
• Demonstrable risk management experience (credit risk, enterprise risk, operational risk etc) within the financial services industry, with advanced knowledge, skill and understanding in applying risk management practices specifically as it relates to ERM (assessment, scoring, tolerance, mitigation/management) and/or proven risk assessment experience of strategic initiatives and transformational projects
• Knowledge of and experience in applying Enterprise risk management practices (assessment, scoring, tolerance, mitigation/management) e.g. COSO, and knowledge of other specialized risk programs (e.g. RCSAs, New Product Assessment etc.)
• Proficiency in MS Word, Excel, Access, PowerPoint, and IBM OpenPages
• Understanding of deal/ transaction (M&A, JV’s, Equity tags) and integration/ business transformation risk, with deep business acumen
• Experience of working within strategic initiatives and transformational projects
• Understanding of the payments industry, including the regulatory environment (e.g. FBA supervision, PSD2), associated products/services and the broader competitive landscape


Visa has adopted a COVID-19 vaccination policy to safeguard the health and well-being of our employees and visitors. As a condition of employment, all employees based in the U.S. are required to be fully vaccinated for COVID-19, unless a reasonable accommodation is approved or as otherwise required by law.

Work Hours: Varies upon the needs of the department.

Travel Requirements: This position requires travel 5-10% of the time.

Mental/Physical Requirements: This position will be performed in an office setting.  The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

Visa is an EEO Employer.  Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status.  Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code.