Fascinated by the future and captivated by technology? Smart, driven and want to make a difference in the world? You will fit right in.

By joining one of our teams at Visa Payments Limited, a division of Visa Inc since 2019, you’ll have an opportunity to shape the payments experience globally. Being part of Visa, the world’s leader in digital payments technology, our mission is to connect the world through the most creative, reliable and secure payment network, enabling individuals, businesses, and economies to thrive. 

Visa Payments Limited is a financial technology business that provides cross-border payment processing services to banks and payments businesses across six continents through its global network. One of the fastest growing global Fintech businesses the Group also provides tailored FX and payment solutions direct to corporates through its EarthportFX brand.

Individuality fuels our brand and our global team – we are proud that we are a talented team of 18,000 individuals with unique backgrounds, perspectives and experiences. Therefore, we understand that you are much more than your day job. We encourage quality of life both within and outside of the office, and whether it is taking advantage of agile work schedules or our wellness programmes, Visa Payments Limited and Visa Inc. respects and encourages meaningful work/life balance for everyone.

If you think you could support the Visa family by joining Visa Payments Limited as a Senior Treasury Analyst, we want to hear from you.

You’re an individual. We’re the team for you. Together, let’s transform the way the world pays.

What’s it all about?

The Function of the Treasury Department is to provide liquidity management, risk analysis of trading partners, FX risk mitigation and conversion services to Visa Payments Limited.

Treasury and trading strategies will be executed as outlined in department policies and procedures to meet both the strategic objectives of the business as well as delivering cost efficiency, risk management and automation.

What we expect of you, day to day.

The Visa Payments Limited is a cross–border payment network,  owned by Visa operating at a global level for multinational corporations and financial institutions supporting push to account activity.

The Function of the Treasury Department is to provide liquidity management, risk analysis of trading partners, FX risk mitigation and conversion services to the Earthport Limited Group.

Treasury and trading strategies will be executed as outlined in department policies and procedures to meet both the strategic objectives of the business as well as delivering cost efficiency, risk management and automation.

The Senior Treasury Analyst is a member of the Treasury team based in our London office and acts to implement treasury procedures, daily foreign exchange conversions, liquidity strategies and ongoing analysis to increase efficiencies as outlined by the Treasury Manager and VP.

Responsible for the execution of daily foreign exchange and liquidity strategies in support of achieving outlined business objectives.  Assist the treasury manager in the development of short to longer term initiatives and running the desk in the absence of the Treasury Manager where delegated.

Key Responsibilities

• Provide support in the proactive management of liquidity and FX purchase strategies, supporting core transaction flows for the Group in accordance with adopted policies and procedures
• Manage both intra-day and longer-term foreign exchange risk as it relates to treasury policies and procedures
• Support in the projection and management of liquidity funding requirements and usage to maximize efficiencies across the function
• Execute FX trading strategies in line with departmental policies
• Perform ongoing analysis of company treasury and FX flow to highlight potential areas for efficiency improvements, cost saving and revenue generation
• Develop and maintain strong, profitable relationships with all key banks and suppliers
• Aid Treasury Manager and VP with forging and maintaining liquidity provider relationships where necessary
• Actively build relationships with internal stakeholders with a view to support group goals
• Ensure clear and concise communication with both internal and external partners
• Aid key stakeholders in providing competitive FX pricing to potential clients whilst mitigating and managing market risk 
• Facilitate education of prospective clients with sales on any FX related topics
• Daily cash positioning, ensuring there is sufficient liquidity across all accounts for transaction flow
• Work closely with and support Payment Operations ensuring payments are sent in a timely and cost-effective manner
• Cash forecasting to manage EP liquidity, establishing synergies where possible
• Acting as Senior lead guiding junior members in deliverance of BAU

What we’re after…

• A graduate degree, preferably within a financial discipline, or equivalent professional experience 
• Numerical skills preferably gained within a financial discipline

• Strong working knowledge of MS Excel working with Pivot Tables
• Extensive knowledge of vanilla foreign exchange products, rates and calculations
• Extensive knowledge of liquidity management techniques
• Ability to balance cost, benefit and risks in making decisions whilst understanding the impact and implications of decisions on organizational operations
• Knowledge of financial markets and/or macroeconomics
• Data analysis and an understanding of risk-based strategies
• Experience using a Treasury Management System

Work Experience

• Financial market experience within financial services and/or foreign exchange exposure
• Solution based problem solving
• Dealing with internal business stakeholders and department heads
• Relationship management experience within the financial services industry beneficial
• Experience with cash management and/or broader liquidity management
• Experience in actively building relationships with internal stakeholders to support goals as defined for the Group
• Demonstration of strong communication within the team, and with both internal & external stakeholders

Skills

• Excellent understanding of financial markets in terms of their effects on foreign exchange rates
• Detail oriented and effective organisational skills
• Quick thinking and adaptable – working in an environment where priorities can quickly shift
• Able to work as part of a team or independently as work and projects require
• Strong willingness to learn and self-develop knowledge whilst guiding more junior members
• Excellent oral and written communication skills
• Effective negotiation skills

Think you have what it takes?

If you are interested in a career that will challenge and inspire you – we’d love to hear from you!

Diversity & Inclusion

Universal acceptance for everyone, everywhere, is not only our brand promise, it’s the foundation of our company culture. We foster a feeling of connectedness in the workplace, support diversity of thought, culture and background, fight for important initiatives like Equal Pay and actively work to eliminate unconscious biases that hold us all back.

By leveraging the diverse backgrounds and perspectives of our worldwide teams, Visa Payments Limited is a better place to work and a better business partner to our clients.