Senior Fraud Operations Analyst

  • Ashburn, VA, USA
  • Full-time

Company Description

Visa USA is a Visa company. Common Purpose, Uncommon Opportunity. Everyone at Visa works with one goal in mind – making sure that Visa is the best way to pay and be paid, for everyone everywhere. This is our global vision and the common purpose that unites the entire Visa team. As a global payments technology company, tech is at the heart of what we do: Our VisaNet network processes over 13,000 transactions per second for people and businesses around the world, enabling them to use digital currency instead of cash and checks. We are also global advocates for financial inclusion, working with partners around the world to help those who lack access to financial services join the global economy. Visa’s sponsorships, including the Olympics and FIFA™ World Cup, celebrate teamwork, diversity, and excellence throughout the world. If you have a passion to make a difference in the lives of people around the world, Visa offers an uncommon opportunity to build a strong, thriving career. Visa is fueled by our team of talented employees who continuously raise the bar on delivering the convenience and security of digital currency to people all over the world. Join our team and find out how Visa is everywhere you want to be.

Job Description

Make a Difference. Join Visa’s cutting edge Risk Operations Center (ROC). The ROC is a critical priority of executive leadership and focuses on the fast identification and mitigation of high impact fraud attempts in the global payment ecosystem. This team will operate 24/7 working 1st, 2nd, and 3rd, shifts. The schedule will be 4 days on, 4 days off (10 hour shifts) from midnight to 10 am EST.

The Sr. Analyst is a high visibility and demanding role, responsible for the detection and disruption of fraud events identified by the Risk Operations Center- a key component of Global Risk's Payment Fraud Disruption organization. This position is responsible for identification and mitigation of any payments based attack affecting Visa’s clients or brand. Payment Fraud Disruption is a fast-paced team of technology experts who identify, investigate, disrupt, and prevent attacks targeting the global payment ecosystem. This position will be responsible for all aspects of monitoring, alert development, incident review, escalation, and documentation of alerts. This position reports to the Senior Director of the Risk Operations Center.

Note: This position requires shift work.

 Essential Functions:

Primary Responsibilities:

·       Excellent written, oral and presentation skills and an ability to synthesize information and make clear, concise recommendations on course of action

·       Perform analytics of complex data models to evaluate legitimacy of transactional logs

·       The ability to support early identification of common points of purchase through intelligence and compromised payment card reporting, rapid response, triage and analysis of technical forensic investigation reports and ability to conduct cyber analysis of investigation reports.

·       Analyze compromised payment card data from multiple reporting sources in order to identify compromised points of purchase

·       Detail oriented problem solver - monitor and respond to a wide variety of proprietary Visa solutions used to identify potential fraud and risk based activity that may impact Visa and our clients

·       Ensure incidents are escalated to the proper support teams for validation and mitigation based on the identification of possible threats

·       Coordinate incident handling with regional Risk groups and take decisive action on events, alerts etc.

·       Accurately assess impact of critical/major incidents

·       Identify compromised merchants through varying forms of cyber intelligence and

·       Server as a first responder for all of Visa fraud alerting platforms

·       Capture key metrics for the Risk Operations Center to ensure goals related to these metrics are met.

·       Create detailed reports on internal incident response measures of success

·       Collaborate with the Visa teams and clients during fraud events to provide real time status and decision making

·       Self-driven individual who can multitask and complete varying risk projects

Secondary Responsibilities:

·       Collaborate with Payment Systems Intelligence to recognize and implement measures to identify and disrupt current fraud and cybercrime threats to the payments ecosystem and communicate them to relevant stakeholders

·       Provide technical analysis support to the Global Risk organization to protect the payment ecosystem

·       Identify opportunities for process improvements, system enhancements, and procedural changes



  • 4 years of work experience with a Bachelor’s Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 0 years of work experience with a PhD degree


·       Minimum 5 years of experience in payment fraud or cybersecurity e.g. cybercrime fraud and/or ethical hacking

·       Flexibility to work in shifts, during weekends (including holidays), and extended hours as needed

·       Proven experience collaborating in a team within a 24x7 Operations Center

·       Passion for fraud schemes and cybercrime investigations

·       Knowledge of transactions, systems processing transactions, and overall transaction process

·       Understanding of networks, risk management, network security, and security operations

·       Prior experience with data analytics, visualization tools and concepts

·       Understanding of payments process, cybercrime, and fraud techniques

·       Design reports with meaningful trends and fraud stats

·       Undergraduate degree or commensurate experience required, graduate degree preferred

·       Strong understanding of common TCP\IP protocols such as DNS, HTTP(S), FTP, etc.

·       Familiarity with Data Loss Prevention and Anti-Virus technologies

·       Strong understanding of Common Vulnerabilities and Exposures, and their associated exploitation methodologies.


·       Direct experience with VisaNet, ISO 8583, transaction routing, VCMS, Base I and Base II platforms

·       Familiarity with intelligence databases and analytical tools or similar intelligence reporting systems

·       Analysis of cyber threat intelligence and fraud intelligence

·       CISSP, CHFI, CEH, GIAC certifications

Additional Information

All your information will be kept confidential according to EEO guidelines.

This position will be performed in an office setting.  The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers, and reach with hands and arms.

This position requires the incumbent to be available during various shift scheduled hours consisting of 4 10 hours days.  Specifically you will be responsible to  be available as 4 days on, 4 days off, 4 days on, 3 days off.

This position requires the incumbent to travel for work 0-10%  of the time.

No Sponsorship or Relocation is available for this position.

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