New Grad- Visa Research (PhD) - Austin and Palo Alto

  • Austin, TX, USA
  • Full-time

Company Description

Note: By applying to this position your application is automatically considered for the following locations: Palo Alto, CA and Austin, TX

As the world’s leader in digital payments technology, Visa’s mission is to connect the world through the most creative, reliable and secure payment network - enabling individuals, businesses, and economies to thrive. Our advanced global processing network, VisaNet, provides secure and reliable payments around the world, and is capable of handling more than 65,000 transaction messages a second. The company’s dedication to innovation drives the rapid growth of connected commerce on any device, and fuels the dream of a cashless future for everyone, everywhere. As the world moves from analog to digital, Visa is applying our brand, products, people, network and scale to reshape the future of commerce.

At Visa, your individuality fits right in. Working here gives you an opportunity to impact the world, invest in your career growth, and be part of an inclusive and diverse workplace. We are a global team of disruptors, trailblazers, innovators and risk-takers who are helping drive economic growth in even the most remote parts of the world, creatively moving the industry forward, and doing meaningful work that brings financial literacy and digital commerce to millions of unbanked and underserved consumers.

You’re an Individual. We’re the team for you. Together, let’s transform the way the world pays.

Job Description

Our Team

Visa Research is a growing group within Visa.  We are located in the Palo Alto a stones throw away from the some of the best restaurants in the area as well as CalTrain station and Stanford. The team itself is highly collaborative, working together not only on projects and research but also known to go hiking and have lunch together. 

Visa Research is a newly created research organization as part of the company's effort on expanding its technology research capabilities globally.  We conduct both applied and fundamental research while engaging with the company's technology and product teams, business partners, academics, and governments, to explore and develop technologies that are critical to the payments industry in the future.

Currently, we focus on building research teams in three key areas: Data Analytics, Security, and Future of Payment(Blockchain). We are looking for outstanding researchers and engineers at all levels of experience as part of the growing team!

Data Analytics

Our mission at the Data Analytics team is to unlock the hidden value in these massive high-quality financial data, and decode the language of transactions to drive innovation in the payment industry and beyond. We conduct applied research in machine learning and related fields to deliver unique insights and capabilities to our partners and clients to help them grow their businesses. Our research areas include deep learning applications in financial data, supervised and unsupervised representation learning, predictive modeling for fraud and risk management, consumer behavior modeling, recommendation systems, scalable machine learning systems, privacy preserving data analytics, and related fields.


Visa Research’s goal of security is to enable policy-enforced, full lifecycle protection for data at rest, in transit and during computation for all payment-related scenarios. We accomplish this through fundamental and applied research in three areas:

  • Advances in Cryptography
  • Secure Computing
  • Secure Data Acquisition and Analysis
  • Systems Security


Our Blockchain research focuses on understanding the fundamentals of cryptocurrencies and Blockchain technology. We explore ways to advance the science of Blockchain technology and enable the discovery of real-world payment.  We collaborate with top universities and the world’s leading Blockchain researchers to develop technologies that promise to transform the financial industry in the decade ahead.

For additional information on the work Visa is doing and our team please visit our website at: 


Basic Qualifications

  • Minimum of a Bachelor's Degree
  • Currently Pursuing a PhD in Computer Science, Electrical Engineering, Statistics, or related field, graduating December 2020 or later

Preferred Qualifications

There are many skills and research areas we are eager to explore, but we do require that our interns have at least one semester/quarter left of school following their internship. 

  • Strong track record in research and impact in the research community in highly reputed journals and conferences through multiple publications, patents and/or presentations at conferences!
  • Strong verbal and written communication skills and an eagerness to collaborate with members of your team as well as other Visa teams. 
  • Demonstrated ability to think outside the box and innovate.
  • Experience in payments or related industry is strongly valued and something you should highlight on your resume!
  • Data Analytics: Proficiency with object oriented programming languages, such as C++, Java, Python, and Lua. Experience with large scale data processing using Hadoop and MapReduce.
  • Security: Experience in one or more of the following areas: mobile and distributed systems/cloud computing security, protocols and network security, cryptography and cryptanalysis, payments and cryptocurrencies, data and application security, malware and program analysis, user and data privacy, assurance and formal methods, and related fields.
  • Blockchain: Research experience in Cryptocurrencies, Blockchain, Distributed Database, In-memory Database, data security algorithms. Proficiency with object oriented programming languages, such as Go, Haskell, Scala, Java and Python.

Additional Information

Work Hours This position requires the incumbent to be available during core business hours.

Travel Requirements This position requires the incumbent to travel for work 0% of the time.

Mental/Physical Requirements This position will be performed in an office setting.  The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers, and reach with hands and arms.

EEO Statement Visa is an EEO Employer.  Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status.  Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

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