Our mission is to connect the world through the most innovative, reliable and secure digital payment network that enables individuals, businesses and economies to thrive. We are helping drive economic growth in even the most remote parts of the world, creatively moving the industry forward, and doing meaningful work that brings financial literacy and digital commerce to millions of unbanked and underserved consumers. Visa's sponsorships, including the Olympics and FIFA™ World Cup, celebrate teamwork, diversity, and excellence throughout the world. As the world moves from analogue to digital, Visa is applying our brand, products, people, network and scale to reshape the future of commerce.

Visa’s European Hub Credit team in Products & Solutions group is responsible for driving growth and evolution of Visa’s Credit offerings in Europe, in partnership with country, regional, global and other functional Visa teams. 

Credit team:

• Owns the strategy and key decisions throughout the credit products development lifecycle, leveraging technical fluency and cutting edge business insights.

• Oversees Visa’s European Credit product plans and roadmap, including the evolution of existing products to address customer needs, by being at the intersection of Design, Technology and Business.

• Provides subject matter, expertise, insights, and recommendations on issues affecting Visa’s Credit business, and facilitate resolution where needed

• Monitors global and regional credit trends, opportunities, and challenges, including competitive and regulatory landscape, and provide thought leadership to stakeholders

• Identifies partners that would help further build Visa’s credit products, propositions and underlying services

• Interacts on a regular basis with key stakeholders, provides relevant training to build credit acumen in the business

Ideal candidates for the role should have a broad perspective of the payments industry with experience in product management, and are inspired with the opportunity to become a subject matter expert on credit payment solutions, in the leading payments technology company of the World.

 Key Accountabilities:

• Become a ‘Subject Matter Expert’ for all consumer credit product rules and requirements

• Work alongside the Head of Credit to support the development of annual plans and the long term consumer credit strategy in the European market

• Engage with external clients and collect feedback on existing and expected future features and functionality

• Work cross-functionally to ensure the Global Product and Technology teams incorporate the received feedback into future product roadmap

• Collaborate with the wider consumer solutions team for developing credit value proposition insights and the go-to-market strategy

• Support the launch of new credit products from PoC development stage,  in to pilot and commercialization, with ongoing product performance tracking, alongside other relevant Visa teams

• Perform or facilitate consumer research and analysis to inform business decisions

• Stay abreast of evolving payment technologies, innovations and strategic partners around credit that may accelerate speed-to-market, or enhance our existing products and solutions

• Contribute to the development of new services and benefits for cardholders and issuers

• Support the consumer credit team in reporting, business tracking and competitive reviews
• Support with management, tracking and forecasting of operating budget and revenues

• Assist in the development of client presentations and reports to provide updates and insights on product performance and opportunities

• BA/BS degree or higher

•  Professional experience ideally at a financial institution, payment network, consulting, technology, data/research or digital company

• Solid business acumen, good written and verbal communication, and presentation skills

• Self-motivated, intellectually curious, results-oriented individual

• Strong analytical and problem solving skills

• Strong detail orientation ensuring the highest level of rigor in reporting and data analysis

  Ability to write product and business requirements including comprehensive use cases

  Evidence of digital mind-set and familiarity with digital deployments (APIs, SDKs, etc.)

• Ability and desire to learn new skills and take on new initiatives, willingness and interest to generate new ideas and explore solutions for evolving business needs

• Ability to thrive in highly collaborative, matrixed and team oriented environment.

Ability to be creative and manage competing priorities in a fast-paced environment

Universal acceptance for everyone, everywhere, is not only our brand promise; it is the foundation of our company culture. We foster a feeling of connectedness in the workplace, support diversity of thought, culture and background, fight for important initiatives like Equal Pay and actively work to eliminate unconscious biases that hold us all back.