Disclosure Specialist

  • Full-time

Company Description

Are you ready to join a dynamic team that helps you reach your potential while affording you time to enjoy all life has to offer? If you are, then Village Mortgage culture and philosophy may be the right fit for your talents. We are a family oriented business that offers flexible work schedules and understands the importance of work-life balance. We offer full benefits and advancement opportunities for those who excel. Our employees enjoy a friendly and fun work environment along with modern and comfortable office spaces utilizing the latest in technology. If you have a passion for going above and beyond borrower expectations and embrace forward-thinking solutions to help borrowers of varying incomes improve their lives through home ownership, we want to hear from you.

Job Description

The Disclosure Specialist is expected to perform a variety of loan documentation duties using comprehensive knowledge of policies and procedures for loan products.

Key Responsibilities

  • Prepares and send the initial disclosure package, including the Loan Estimate, within the TRID required timeline, for all types of loans (Conventional, FHA, VA, Purchase, etc.)

  • Responsible for timely preparation and delivery of Initial Loan Disclosures

  • Ensures Loan Program and associated fees are accurate

  • Keeps abreast of all new compliance regulations, policies and procedures

  • Keeps accurate HMDA data and checks for entry errors

  • Performs variety of clerical duties requiring knowledge of departmental procedures

  • Uses office computer software for data input.  Other activities include ordering, Order FHA Case #’s, LDP/GSA and Attorney Approval

  • Other duties as assigned by supervisor

Core Competencies

  • Flexible, Detail Oriented, Customer focus, Team working, Initiative, Problem solving, Organized, Self-motivated

General

  • Adopt the Village culture of Professionalism, Integrity, Effectiveness and Dynamic attitude that contributes to an internal environment of teamwork and promotes a positive brand image to our external customers.

  • Comply with Village procedures, policies and regulations relevant to this role.  Undertake relevant training on Village policies and procedures as delivered by the line manager, the Human Resources department or compliance, risk, internal audit teams either directly or via Digital University.  

  • Computer skills: good working knowledge of MS Office

  • Communicate effectively with others, both verbally and in writing

  • Proven background in accurate, high volume data entry

  • Proven ability to manage time, meet deadlines and prioritize

  • Maintain standards and professionalism during periods of fluctuating workloads

  • Provide professional service to direct customers of Village Mortgage in all interactions.

  • Maintain team standards through supporting other team members in achieving their service/quality levels and targets, as required.

  • Build effective working relationships with other team members.

  • Manage daily tasks to ensure business needs are consistently met.

Qualifications

Education

  • High School Diploma or equivalent is required

Physical Demands

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.

While performing the duties of this job, the employee is regularly required to talk and hear.

This is largely a sedentary role; however, some filing is required. This would require the ability to lift files, open filing cabinets and bend or stoop as necessary. This position requires the ability to occasionally lift office products and supplies, up to 20 pounds.

Work Environment

This job operates in a professional office environment. This role routinely uses standard office equipment.

Additional Information

Village Mortgage continues to be a leader in mortgage lending, celebrating 20 years of helping people become homeowners. We offer innovative technologies, an expansive mortgage product line, competitive rates, and exemplary customer service that makes Village Mortgage New England's premiere choice for local mortgage lending. Village Mortgage has over 120 employees in 21 offices throughout Connecticut, Massachusetts and Maine, and is licensed in Connecticut, Massachusetts, Rhode Island, New Hampshire, Vermont, Maine Nevada and Florida. Village Mortgage Company offers USDA, FHA, and VA mortgage financing, and is a direct seller and servicer for both Fannie Mae and Freddie Mac.

To learn more about Village Mortgage, visit https://villagemtg.com


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