Are you ready to join a dynamic team that helps you reach your potential while affording you time to enjoy all life has to offer? If you are, then Village Mortgage culture and philosophy may be the right fit for your talents. We are a family-oriented business that offers flexible work schedules and understands the importance of work-life balance. We offer full benefits and advancement opportunities for those who excel. Our employees enjoy a friendly and fun work environment along with modern and comfortable office spaces utilizing the latest in technology. If you have a passion for going above and beyond borrower expectations and embrace forward-thinking solutions to help borrowers of varying incomes improve their lives through home ownership, we want to hear from you.

The Underwriting Manager supervises a team of Underwriters. This leader will plan and oversee the work flow to ensure acceptable service levels and provide technical work guidance. Success in this position is demonstrated by building a cohesive team of Underwriters, effectively applying guidelines and sound underwriting practices, providing intelligent risk assessment and informed decisions while ensuring regulatory compliance and meeting all agreed upon service level agreements.

Supervisory Responsibility: This position has supervisory responsibilities; current team is made up of 7 employees.

Key Responsibilities

• Monitoring of FHA connection with monthly report to Sr. Management
• Ensure loans are underwritten in accordance with underwriting standards, risk management factors, regulations and within expected timelines.
• Updates to underwriting manual as well as distribution and training both wholesale and retail
• Discussion regarding escrow hold backs (specific to second home title 5)
• Monitor, review, organize and update underwriting changes. Keep informed of all regulations and guideline changes to assure compliance
• Distribution of loans to Loan Originators
• Accountability for non-purchase loans
• Chase loans or any non-delegated situation
• Create a point system for underwriters and then monitor point system for continued relevancy
• Cultivate loyalty and commitment within the underwriting team by fostering an environment of good communication, collaboration, continuous feedback and honesty

General

• Computer skills – good working knowledge of MS office
• Ability to communicate effectively with others, both verbally and in writing
• Proven background in accurate, high volume data entry
• Proven ability to manage time, meet deadlines and prioritize
  

Core Competencies

• Flexible, Detail Oriented, Customer focus, Team working, Initiative, Problem solving, Organized, Self-motivated

Education and Qualifications

• High School graduate or equivalent required
• Bachelor’s degree in business or related field preferred
• 8-10 years' total experience (Conventional, FHA, VA, USDA and new construction)
• Expert level knowledge of overall mortgage lending processes
• 2-3 years’ proven experience in managing a team

Village Mortgage continues to be a leader in mortgage lending, celebrating 20 years of helping people become homeowners. We offer innovative technologies, an expansive mortgage product line, competitive rates, and exemplary customer service that makes Village Mortgage New England's premiere choice for local mortgage lending. Village Mortgage has over 120 employees in 19 offices throughout Connecticut and Massachusetts and is licensed in Connecticut, Massachusetts, Rhode Island, New Hampshire, Vermont, Maine, Nevada and Florida. Village Mortgage Company offers USDA, FHA, and VA mortgage financing, and is a direct seller and servicer for both Fannie Mae and Freddie Mac.

To learn more about Village Mortgage, visit https://villagemtg.com

All your information will be kept confidential according to EEO guidelines.