We are Zastrpay.

As an innovative, product-focused & leading cash payment provider, we have a mission: We bring cash to the digital world! Thanks to many years of experience in cash transactions, we developed a strong understanding of our customers' needs. We operate offices in St. Julian's, Malta as well as in Vienna, Austria and are duly licensed and regulated by the Malta Financial Services Authority (MFSA) as an e-money institution. We are member of the Prepaid Association of Germany (PVD).

Your Department - Legal, Compliance & AML 

We are currently looking for someone to join us on our mission and help us scale up. Will you be our next Risk Manager (m/f/x)?

Some of the things that you will be doing: 

• Develop and implement risk management strategies, policies, and frameworks in line with the institution’s risk appetite and regulatory standards.
• Maintain a business risk register and support management in its effective use.
• Monitor and assess various risks, including operational, reputational, and those specific to C2D’s business model.
• Lead the integration of the operational risk management framework into the overall risk management structure.
• Ensure risk management policies and controls are communicated and implemented across the organization through training programs.
• Collaborate with business units to identify and manage risk exposures from new products, services, or initiatives.
• Provide guidance on risk mitigation strategies and best practices.
• Conduct regular risk assessments and audits to identify, evaluate, and mitigate risks.
• Chair risk workshops with senior management to foster a proactive risk culture.
• Prepare focused risk management reports for executive committees and the board, highlighting trends, deficiencies, and recommendations.
• Lead the development and maintenance of the Internal Control Framework, including key performance and risk indicators (KPIs/KRIs).
• Offer advisory services on new systems, procedures, and services, providing technical control or project governance advice before implementation.

You will be a great fit if you have the following:

• Bachelors Degree in  Business Administration or a related field of study as well as professional qualifications and certificates in risk management and operational risk management would be highly beneficial
• Minimum of three years’ experience of working in the area of risk management in a regulated entity in the banking, financial institutions or insurance industry or as a consultant providing advice in risk management to such regulated entities.
• Proficiency in working with industry-standard risk management tools and software, enabling efficient risk identification, analysis, and mitigation.
• Sound knowledge of relevant regulatory frameworks and industry guidelines.
• Strong analytical abilities and the aptitude to identify, assess, and manage risks effectively. Proven experience in developing risk mitigation strategies and implementing risk controls.
• Exceptional verbal and written communication skills, enabling effective stakeholder management at all levels. The ability to convey complex risk concepts in a clear and concise manner is crucial.
• Fluency in English is required for this role.  German language skills would be desirable but not mandatory.

What we offer:

• Personal and Professional Growth. We offer you opportunities to develop and grow to unlock your potential.
• Competitive Package. We care for our employees, offering an indefinite contract, competitive salary, private health and dental insurance, and subsidised parking.
• On-site childcare. We value all our employees, and we want to support them in the best way. We provide after-school access to our on-site childcare for children over 3 years of age.
• Sports Incentive. We want you to remain active and will subsidise your membership in the sport of your choice.
• Events. Sponsored charity and team gatherings, we like to have fun together as a team and reinforce our connections.
• Supportive Environment. We believe in collaboration and working together as a team, but we also give importance to the uniqueness of each one of us.
   

Think a career at Zastrpay is right for you? Apply now and join our dynamic team.

If you have any questions or comments about this role, our Talent Acquisition team is happy to help you! Feel free to reach out to us on our social media channels.

We look forward to your application!