Senior Middle Office Analyst: Credit / Lending

  • Full-time
  • Contract Type: Permanent contract
  • Compensation: USD100000 - USD130000 - yearly

Company Description

Talan is an international consulting and technology expertise group supporting Corporate and Investment Banking (CIB) and Financial Services clients through large-scale transformation programs driven by data, technology, and innovation.

In North America, Talan works with some of the largest U.S., French, and Japanese banks, delivering high-value expertise across front-office, risk, finance, regulatory, and technology domains.

With over 20 years of experience, a presence across five continents and 21 countries, and Great Place to Work® certification, the Group is on track to reach 8,000 employees worldwide, including 600 in North America.

Job Description

We are seeking a Senior Middle Office Analyst – Insurance Operations to lead the management of credit insurance across commercial lending and asset finance transactions. This role requires strong hands-on experience in a banking middle office environment, with full ownership of insurance processes, close interaction with Front Office teams, and a high level of responsibility for operational risk and controls.

Role and responsibilities

  • Act as the primary subject matter expert for credit insurance across all relevant lending transactions, from pre-closing review (when applicable) through payment, booking, and ongoing monitoring.
  • Oversee the calculation, validation, and processing of insurance premiums in line with credit agreements and insurance certificates, ensuring timely payment to brokers.
  • Ensure accurate booking, monitoring, and reconciliation of insurance-related transactions in Loan IQ (LIQ), maintaining data quality and consistency.
  • Review complex insurance policies and related legal documentation, interpret insurance requirements, and ensure correct system setup and processing.
  • Perform and validate pre-funding insurance checks, including confirmation of calculations and initial broker deposits.
  • Serve as the main point of contact for insurance-related matters with Front Office, Middle Office, Operations, and external brokers.
  • Monitor insurance covenants and reporting obligations, proactively identifying and escalating operational risks or discrepancies.
  • Drive process improvements across insurance booking, reconciliation, controls, and reporting, in coordination with internal stakeholders.

#LI-MNRK

Qualifications

  • Minimum 5 years of experience in commercial lending or asset finance operations within a commercial bank.
  • Proven, hands-on experience managing insurance on lending transactions.
  • Bachelor’s degree in Finance, Business, or a related field.
  • Strong working knowledge of Loan IQ; experience with Cash Plus and FBTI is a plus.
  • Solid proficiency in Excel and PowerPoint.
  • Good understanding of financial statements and comfort with financial ratio analysis.

Company’s Benefits

Visa Sponsorship: Talan does not sponsor or transfer U.S. work permits or employment visas for this role.

At Talan, we invest in our employees' well-being and empower them with benefits, including:

  • 💵 The salary range for this role is US$100,000 - US$130,000
  • 💸401(k) retirement plan with company matching
  • 🌴15 days of paid vacation per year at hire and up to 27 according to seniority (annual untaken vacation days are cashed out)
  • 📴8 paid holidays + 5 sick days + 2 personal days per year
  • ❤️‍🩹Company health, dental, and vision insurance plans + FSA
  • 🦺Voluntary STD and LTD
  • 🚍 Commuter/transit benefits

All your information will be kept confidential according to EEO guidelines.

Privacy Policy