Standard Bank Offshore is the offshore arm of the Standard Bank Group, a leading Africa focused financial services group, and an innovative player on the global stage. Our international Banking, Lending, Investment, Fiduciary and Wealth Management services offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals.

Our clients range from individuals to businesses of all sizes, high net worth families and large multinational corporates and institutions. We’re passionate about creating growth in Africa and SBO is perfectly positioned to support the growth of our organisation from our office in the Isle of Man, Jersey, London, MAUs and South Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.

NOTE: This role does not offer Relocation or Sponsorship. Applicants must be eligible to work in Jersey

Credit Support is accountable for assisting credit managers in the day-to-day administration of their credit portfolio, through in-work collaboration with the credit managers.

Minimum Qualification: 

• First Degree in Business Commerce

Experience Required :

• 1-2 years experience in Credit Risk 
• General business or credit knowledge; ability to interact with financial statements.

Key Outputs :

• Support Credit Manager with daily excess management by investigating excessing, liaising with business stakeholders and escalating excesses to Credit stakeholders for approval in line with the relevant policies.
• Prepare standard decisioning credit applications, pending auto-decisioning, and escalate all exceptions flagged on the auto decisioning credit portfolio to the relevant DA.
• Ensure that Loss Given Default (LGD) overrides are amended in Regulatory Capital Calculator (RCC), by following up on monthly reporting queries received from Capital and Business teams with regards to exceptions. Filter these reports for the teams. Investigate possible reasons for exceptions by looking at
• Filter and include various reports into the weekly report by extracting information from ADAPTIV and Credit rating systems and distribute it to all stakeholders (Executives, Unit Heads and their respective teams) and assist with follow ups.
• Build good relationships with Business stakeholders and facilitate recurring meetings to ensure all information deliverables are met. Follow up on DA2 and DA3 action items. Identify, manage and escalate breaches.

Behavioural Competencies:

• Checking Things
• Documenting Facts
• Following Procedures
• Interacting with People
• Interpreting Data
• Inviting Feedback
• Meeting Timescales
• Producing Output
• Providing Insights
• Taking Action
• Team Working
• Upholding Standards

Technical Competencies:

• Data Analysis
• Data Management (Administration)
• Stakeholder Management (IT)
• Written Communication

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