Officer, Collateral

  • Full-time
  • Business Segment: Group Functions

Company Description

Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We’re passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.

Job Description

To contribute to the implementation of adequate Credit Risk controls for complex business entities, across two main business streams inclusive of BCB and CIB, specifically focusing on risks encountered in the post-credit granting stage of the lending process by ensuring the appropriateness, applicability, consistency, validity, and enforceability of all collateral and confirming that collateral are in legal order and properly housed to secure assets in order to mitigate risks.

Qualifications

Type of Qualification: Frist Degree
Field of Study: Law or any other related field

Experience Required
1-2 years

  • Experience in conveyancing and bank securities in a law firm or financial institution
  • Knowledge with regards to security documentation specifically relating to the drafting, execution, management and custody of collateral documentation.
  • Knowledge of various legislative requirements particularly as it pertains to loan documentation, legal processes and the variety of collateral thar may be used

Additional Information

Behavioural Competencies:

  • Keen eye for Detail
  • Examining Information
  • Following Procedures & Standards
  • Interacting with People
  • Managing Tasks & Timelines
  • Producing Output
  • Team Working

Technical Competencies:

  • Perfection of Securities
  • Contract Management
  • Real Estate and Conveyancing
  • Loan Processing
  • Mortgage Lending
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