Head, Credit, BCB
- Full-time
- Business Segment: Group Functions
Company Description
Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We’re passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.
Job Description
To be accountable for the credit risk management function (e.g., credit evaluation, concentration risk, industry exposure, etc.) for Business and Commercial Banking segment for country in line with the broader country credit and Business & Commercial Banking Risk objectives.
Qualifications
Type of Qualification: First Degree
Field of Study: Business Commerce
Experience Required
Credit Risk – BCB
Risk & Corporate Affairs
8-10 years
Experience in developing credit risk management frameworks and managing a credit function within a large financial institution. Experience of Credit Risk assessment and evaluation including financial statements, Credit Risk management acumen, commercial acumen, regulatory requirements for lending. Management of large teams across geographies. Exposure to Credit strategy development.
Additional Information
Behavioural Competencies:
- Challenging Ideas
- Conveying Self-Confidence
- Developing Strategies
- Directing People
- Embracing Change
- Generating Ideas
- Interacting with People
- Inviting Feedback
- Making Decisions
- Resolving Conflict
- Showing Composure
- Team Working
Technical Competencies:
- Economic Capital Management
- Evaluating Risk Management Effectiveness
- Financial Statement Analysis
- Risk Identification
- Risk Measurement
- Risk Reporting
- Risk Response Strategy
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