Analyst, Credit Risk

  • Business Segment: Group Functions

Company Description

Standard Bank Offshore is the offshore arm of the Standard Bank Group,  a leading Africa-focused financial services group, and an innovative player on the global stage. Our international Banking, Lending, Investment, Fiduciary and Wealth Management services   offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals. Our clients range from individuals to businesses of all sizes, high net worth families and large multinational corporates and institutions. We’re passionate about creating growth in Africa and SBO is perfectly positioned to support the growth of our organisation from our office in the Isle of Man, Jersey, London, Mauritius and South Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.

Job Description

To provide extensive monitoring and MI, prepare Credit Risk data and reports; including MI to the business and reports to Committees and at Group level. To support delivery of projects involving credit risk at a local and wider Group level. To provide administrative assistance to the Credit Risk team.

Qualifications

 

Minimum Qualifications

  • First Degree Finance and Accounting


Experience Required

  • Credit experience in a banking environment
  • Experience gained in a credit environment where analysis and presentation of data forms part of the MI and reporting of the business
  • Familiarity with use of query languages such as SQL

Additional Information

Outputs:

  • The provision of accurate and timely Management Information / Reporting relating to the credit portfolio
  • Monitor the Credit Portfolio via exception reporting to identify breaches and ensure appropriate remedial action is taken
  • Act as projects co-ordinator for the Credit Risk function and develop and provide appropriate information to project management as required
  • Act as Secretary to the Bank’s Credit Committee when required to ensure that meetings are effectively organised and administered
  • Oversee and contribute to development of the Systems used within the Credit Analysis team and produce Procedures to ensure effective control

Technical Competencies:

  • Data Management (Administration)
  • Evaluating Risk Management Effectiveness
  • Risk Awareness
  • Risk Management
  • Risk Reporting
  • Statistical & Mathematical Analysis
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