Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We’re passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.

To implement fit-for-purpose unsecured lending product solutions (i.e. Scored lending, Non EVB unsecured loans , overdrafts ) for country in alignment with PPB Product and country objectives in order to aggressively grow the client base and deliver on its financial objectives (i.e. product economics (pricing, margin management), lifting the balance sheet or finding alternate/ new revenue streams).

Minimum Qualifications
Type of Qualification: First Degree
Field of Study: Business Commerce

Experience Required
Products
Personal and Private Banking
3-4 years
Experience in product development and customer-focused design and the delivery of products/solutions. Proven track record of management of financial objectives, both value creation and cost reduction. Proven track record in business analytics and the use of data science in understanding product and customer economics.

Behavioral Competencies:

• Challenging Ideas
• Checking Details
• Developing Expertise
• Establishing Rapport
• Exploring Possibilities
• Generating Ideas
• Interacting with People
• Interpreting Data
• Producing Output
• Providing Insights
• Seizing Opportunities
• Thinking Positively

Technical Competencies:

• Business Acumen (Audit)
• Customer Understanding ( Consumer Banking)
• Financial Acumen
• Financial Analysis
• Operational Planning
• Risk Identification
• Risk Management