80411134 - Head, Products
- Full-time
- Business Segment: Personal & Private Banking
Company Description
Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We’re passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.
Job Description
To be accountable for the development and implementation of fit for purpose product solutions based on unique country requirements (e.g., Home Loans, Unsecured Lending, Card, Savings and Investments, etc.) across the value chain with a focus on digitisation and in line with client value propositions. Accountable for product economics; product strategy; portfolio risk appetite; portfolio budget and management of the products' financial performance for CHNW Country.
Qualifications
Minimum Qualifications
Type of Qualification: First Degree
Field of Study: Business Commerce
Experience Required
Products
Consumer & High Net Worth
8-10 years
Proven track record of delivery in a senior product, financial and risk management capacity in a leading financial institution. Proven track record of interpreting and practicing integrated product, financial and risk management principles. Experience in process re-engineering and change management. Experience in management of financial objectives, both value creation and cost reduction, managing ROE targets considering profitability measures and capital.
Additional Information
Behavioral Competencies:
- Developing Strategies
- Embracing Change
- Empowering Individuals
- Establishing Rapport
- Generating Ideas
- Making Decisions
- Producing Output
- Pursuing Goals
- Showing Composure
- Team Working
- Understanding People
- Valuing Individuals
Technical Competencies:
- Customer Understanding ( Consumer Banking)
- Economic Capital Management
- Product and Services Knowledge
- Risk Reporting
- Risk Response Strategy
- Risk/ Reward Thinking