Business Banker - SACCO
- Full-time
- Business Segment: Archived_01_Business & Commercial Clients
Company Description
Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We’re passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.
Job Description
To provide a proactive business banking sales and service management function that will retain and grow a portfolio of SME customers by identifying and implementing value adding and specialized financial product solutions from a range of standard and/or customized offering.
- Adhere to the service standards and provide excellent customer service
- Receive and verify customer documents for account opening, facilities, account amendments and any other customer instruction according to laid down procedure
- Acquire new business relationships and accounts Grow the portfolio balance sheet as per set targets
- Manage credit and operational risk in account opening and loan processing
- Manage the loan portfolio by active participation in watch list meetings, monitor/manage pre-Non Performing Loans (NPLs) and fully recover bank funds
Qualifications
- Bachelor’s degree in business studies or a related field from a recognized university
- At least three years sales experience in branch banking and relationship management
Additional Information
Technical Competencies:
- Excellent selling skills
- Good communication skills
- Good negotiation skills
- Good numerical aptitude
- Problem solving skills
- Good Customer Service Skills
Lending, risk management and legislative compliance
Should be able to work in the various locations where Stanbic Branches are located in the East, West, Far West North and Central Regions
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