Open Banking Strategy Lead, Cash App
- New York, NY, USA
- Employees can work remotely
Today, Cash App has thousands of employees around the world with a culture geared toward creativity, collaboration and impact. We’ve been a distributed team since day one, and continue to value working across time zones and continents both remotely and in our Cash App offices.
Our offices are great, but many of our roles can be done remotely from the countries where Block operates. We tailor our experience to champion our employees’ creativity and productivity wherever they are.
Check out our locations, benefits and more at cash.app/careers.
The Cash App Network Operations Team is responsible for building and managing a scalable payments ecosystem for a fast growing mobile payment app with multiple external and internal partners. You’ll be responsible for driving the strategy and operational excellence for funds moved from linked bank accounts into and out of the Cash App ecosystem. This includes working collaboratively with our acquiring and issuing partners to innovate, collaborate, and problem solve. Your goal will be to ensure our ecosystem of money movement on bank payment rails are optimized for cost and performance, while exploring new innovative opportunities that position Cash App for future success and growth. Within the team, you will collaborate with other disciplines to further our high standard of performance by executing and communicating operational standards and best practices.
Participate in Cash App’s relationships with banks, acquirers, and governance bodies like NACHA, focusing on defining and executing a strategy to influence and scale our relationships with such partners and maximize customers’ ability to move money into Cash App via a linked bank account.
Own all operational elements related to these key relationships, including initiatives that will optimize approval rates, minimize returns, and provide a collaborative and respected feedback loop. Develop and execute actionable insights to drive positive impact to the business.
Create shared alignment and goals to unlock more creative thinking and approaches. Help us develop a perspective on new ideas in the ecosystem, such as open banking, real-time payments, and same day ACH.
Collaborate with analytics and data science teams to design and monitor reports that capture deep insights on bank behavior, including both industry standard reporting as well as Cash-specific metrics.
Keep tabs on changes in the industry and understand how card network rules and regulations will impact our business and card issuers.
Partner with external partners to identify gaps, examine opportunities, and make recommendations to balance cost and payment performance.
Partner with data science, product, and engineering to scope and implement improvements to our payment processing operations.
8+ years of product or operations experience within banking and/or fintech, specifically in utilization of ACH and other bank account transaction types (wires, RTP).
Team building and direct people management experience in a team-oriented workplace.
Understanding and experience working with financial institutions at multiple levels.
Exceptional collaborative and troubleshooting/deductive skills including the ability to engage in operational incidents with emerging data to assess impact and drive cross functional collaborative resolution in a timely manner.
Strong analytical skills that will allow good reporting and understanding of problems with experience improving the development of reporting, tools and other processes to smooth operation.
Exceptional written and verbal presentation skills coupled with the ability to drive
We’re working to build a more inclusive economy where our customers have equal access to opportunity, and we strive to live by these same values in building our workplace. Block is a proud equal opportunity employer. We work hard to evaluate all employees and job applicants consistently, without regard to race, color, religion, gender, national origin, age, disability, pregnancy, gender expression or identity, sexual orientation, citizenship, or any other legally protected class.
We believe in being fair, and are committed to an inclusive interview experience, including providing reasonable accommodations to disabled applicants throughout the recruitment process. We encourage applicants to share any needed accommodations with their recruiter, who will treat these requests as confidentially as possible. Want to learn more about what we’re doing to build a workplace that is fair and square? Check out our I+D page.
Additionally, we consider qualified applicants with criminal histories for employment on our team, and always assess candidates on an individualized basis.
Block, Inc. (NYSE: SQ) is a global technology company with a focus on financial services. Made up of Square, Cash App, Spiral, TIDAL, and TBD54566975, we build tools to help more people access the economy. Square helps sellers run and grow their businesses with its integrated ecosystem of commerce solutions, business software, and banking services. With Cash App, anyone can easily send, spend, or invest their money in stocks or Bitcoin. Spiral (formerly Square Crypto) builds and funds free, open-source Bitcoin projects. Artists use TIDAL to help them succeed as entrepreneurs and connect more deeply with fans. TBD54566975 is building an open developer platform to make it easier to access Bitcoin and other blockchain technologies without having to go through an institution.