STCU is consistently rated one of the top-performing credit unions in the nation, and has been named one of Fortune Magazine’s Great Places to Work. We look for employees who have a strong desire to serve others, are lifelong learners, are committed to working hard, have a fun-loving attitude, and who want to make a difference in our members’ lives. We love people who share our core values: Joyfulness, generosity, belonging, goodness, and striving. We believe in being a force for good in the community, while helping members achieve their financial goals and dreams.

STCU offers excellent benefits: 
•  Paid time off plus 11 paid holidays!
•  Medical, dental, vision and life insurance 
•  Training and career development
•  Success sharing plan
•  401(k) matching contributions
•  Tuition reimbursement

An overview of the benefits can be found here or here: https://stcu.org/here-for-good/about-stcu/careers/benefits
Salary range: $20.19 - $51.00+ per hour

A Senior Home Loan Officer is responsible for performing high volume, accurate and timely Real Estate lending functions, including government loans (FHA/VA), in alignment with STCU loan standards and procedures. This position also provides training, mentoring and support to other Home Loan Officers.

Mortgage Loan Production

• Interview and process first mortgage loan applications, ensuring accurate information.
• Evaluate loan applications, credit reports, title reports, appraisals, inspections and supporting documentation; making mortgage loan recommendations while conforming to guidelines of STCU policies and/or secondary market guidelines.
• Set clear expectations with members on timelines, loan conditions and closing dates.
• Develop working knowledge of Government (FHA/VA) lending guidelines and procedures.

Relationship Development/Service

• Deliver quality service to members in order to develop and nurture real estate relationships and increase referrals.
• Develop and maintain relationships with branch employees, as well as business partners for training on real estate products and referral development.
• Attend all closing meetings for purchase transactions.
• Take ownership of issues by acting as the members advocate. Follow through on all commitments.
• Achieve a high level of efficiency in real estate transactions to meet the members’ needs and maximize production.
• Provide members with solutions to financial needs recommending appropriate STCU products and services. 
• Identify and coordinate opportunities with other departments maximizing their expertise to fulfill corporate objectives and extend financial aid.

Knowledge, Skills and Abilities

• A minimum of five years mortgage lending experience in a financial services environment.  This includes knowledge of mortgage terms, title insurance, and required mortgage processing procedures.
• Previous experience in mentoring, training, and/or coaching strongly preferred.
• This includes knowledge of mortgage terms, title insurance and required mortgage processing procedures. 
• National Mortgage Licensing System and Registry (NMLS) registration under the terms of the SAFE Act of 2008 is required.
• Ability to acquire and maintain knowledge of Government (FHA/VA) lending guidelines and procedures.
• Proficient knowledge of MS Office programs including Outlook, Word and Excel.

Physical Abilities

• Must be able to regularly talk, hear, see and operate a computer keyboard and mouse.
• Occasionally lift, pull/push, and carry up to 10 pounds.

Work Environment

• Exposure to constant or intermittent sounds at a low or moderate level consistent with an office setting.
• Exposure to high-stress, fast-paced, deadline-oriented environment.

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