Director of Home Lending Origination

  • Full-time

Company Description

STCU is consistently rated one of the top-performing credit unions in the nation, and has been named one of Fortune Magazine’s Great Places to Work. We look for employees who have a strong desire to serve others, are lifelong learners, are committed to working hard, have a fun-loving attitude, and who want to make a difference in our members’ lives. We love people who share our core values: Joyfulness, generosity, belonging, goodness, and striving. We believe in being a force for good in the community, while helping members achieve their financial goals and dreams.

STCU offers excellent benefits: 
•  Paid time off—plus 11 paid holidays!
•  Medical, dental, vision and life insurance 
•  Training and career development
•  Success sharing plan
•  401(k) matching contributions
•  Tuition reimbursement

An overview of the benefits can be found here.  
Salary range: $11,948.17 - $19,117.08 per month

Job Description

The Director of Home Lending Origination oversees and provides leadership to the origination teams, including developing and implementing business strategy and providing oversight of all aspects of mortgage origination and sales. This position is responsible for the recruitment and development of a highly driven origination and sales team with a focus on growth through a members first philosophy.

Core Job Requirements/Outcomes

  • Enhance the overall member experience by ensuring that new loans are worked promptly with quick turn times, through effective pipeline management and meeting established service level agreements.
  • Support STCU’s strategic objectives by developing annual business plans and growth targets, providing motivation, recognition, training and assistance to direct reports in achieving goals.
  • Identify and implement efficient and productive process improvements by recommending strategies and/or products to optimize real estate loan portfolio composition.
  • Create partnerships with Real Estate Underwriting and Operations teams by monitoring and co-managing the real estate mortgage pipeline and recommending strategies that ensure quick turn times from origination to funding that increase the overall member experience.

Core Leadership Principals

  • Lead by example by aligning actions with shared values.
  • Embrace and communicate organizational direction by enlisting others in a common vision in support of organization values, goals and decisions.
  • Effectively lead organizational change by demonstrating and fostering a growth mindset by inspiring your team to do things differently, seizing opportunities, working through challenges and persevering toward a better future.
  • Lead performance by providing direction and delegation to create a climate where people are motivated to do their best.
  • Encourage the heart by exhibiting empathy, actively listening and celebrating to cultivate team engagement.

Other Essential Functions

  • Ensure safe and sound real estate lending practices by complying with all applicable internal policies, standards and procedures, as well as all state and federal regulations.
  • Work collaboratively with external and internal examiners by facilitating responses to examination findings and implementing measures to address audit findings.
  • Recruit, train and develop new loan officers for both the internal and external teams while also generating new real estate loan leads and sources.
  • Ensure service is delivered according to organizational standards by developing and implementing proactive member feedback channels and remaining informed on member feedback, including following up with direct reports on negative member feedback.
  • Develop and maintain strong, collaborative partnerships throughout the organization for the mutual benefit of all.

Qualifications

Education: Bachelor’s Degree in business, finance or a related area preferred.

Certifications: Notary Public License is required. National Mortgage Licensing System and registry (NMLS) registration under the terms of the SAFE Act of 2008 is required. 

Job Experience: Minimum eight years of successful mortgage lending sales experience with demonstrated proficiency in the areas of secondary relationships and delivery, mortgage loan marketing, servicing, regulatory compliance, process improvement and technology optimization. Minimum five years successful upper-level management experience in a large mortgage services environment and the proven ability to successfully build and grow a team is required.

Software Skills: Proficient knowledge of MS Office programs including Outlook, Word, Excel and Teams.

Physical Demands: Must be able to regularly talk, hear and operate a computer, keyboard and mouse and occasionally lift, pull/push and carry up to 10 pounds with accommodations.

Work Conditions: Exposure to constant or intermittent sounds at a low or moderate level consistent with an office setting. Exposure to high-stress, fast-paced, deadline-oriented environment.

Additional Information

Ready to apply? Click on I'm interested!

Privacy Policy