STCU is a growing regional credit union that is consistently rated one of the top-performing credit unions in the nation, and we have been named as one of Fortune Magazine’s Great Places to Work. We look for employees who have a strong desire to serve others, are lifelong learners, are committed to working hard, have a fun-loving attitude, and who want to make a difference in our members’ lives. We love people who share our passion for integrity, service, innovation, education, people, and celebration.

STCU offers excellent benefits:

• Paid time off
• Ten paid holidays
• Health plan – medical, prescription drug, dental, and vision
• Short-term disability insurance
• Life insurance and long-term disability insurance
• 401(k) retirement savings plan
• Training and development programs
• Semi-annual success sharing plan

A Senior Home Loan Officer is responsible for performing high volume, accurate and timely Real Estate lending functions, including government loans (FHA/VA), in alignment with STCU loan standards and procedures. This position also provides training, mentoring and support to other Home Loan Officers.

Principal Accountabilities
Mortgage Loan Production

• Perform high volume Real Estate lending functions for STCU members and nonmembers accurately, timely, and in alignment with STCU loan standards and procedures.
• Interview and process first mortgage loan applications, ensuring accurate information.
• Evaluate loan applications, credit reports, title reports, appraisals, inspections and supporting documentation; making mortgage loan recommendations while conforming to guidelines of STCU policies and/or secondary market guidelines.
• Set clear expectations with members on timelines, loan conditions and closing dates.
• Originate Government (FHA/VA) loans and maintain current knowledge of Government (FHA/VA) lending guidelines and procedures.

Relationship Development and Service

• Deliver quality service to members in order to develop and nurture real estate relationships and increase referrals.
• Develop and maintain relationships with branch employees as well as business partners for training on real estate products and referral development.
• Attend all closing meetings for purchase transactions.
• Take ownership of issues by acting as the members advocate. Follow through on all commitments.
• Achieve a high level of efficiency in real estate transactions to meet the member’s needs and maximize production.
• Provide members with solutions to financial needs recommending appropriate STCU products and services
• Identify and coordinate opportunities with other departments maximizing their expertise to fulfill corporate objectives and extend financial aid.

Knowledge, Skills and Abilities:

• High School Diploma is required; Associate’s degree or some college is strongly preferred.
• A minimum of five years mortgage lending experience in a financial services environment. This includes knowledge of mortgage terms, title insurance, and required mortgage processing procedures.
• Previous experience in mentoring, training, and/or coaching strongly preferred.
• National Mortgage Licensing System and Registry (NMLS) registration under the terms of the SAFE Act of 2008 of mortgage terms, title insurance, and required mortgage processing procedures.
• Proficient knowledge of MS Office programs including Outlook, Word and Excel.

Please review our website for more information at www.stcu.org/careers.